286 Chestnut St, Bristol, RI 02809 Property Records

Bristol Town property record for 286 Chestnut St, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,603 sqft · built 1975
Lot Size0.358 acres (15,599 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jun 2023)
Tax Bill$5,766 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN16-3860-60

Property Details

APN / Parcel Number

Primary APN16-3860-60
Alternative APNs
  • BRIS M:51 L:41
  • 3407

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,603 sqft Living Area
Gross Area2,984 sqft
Basement Area1,525 sqft
Unfinished Basement1,125 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,599 sqft (0.358 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number16-3860-60
Street Address286 CHESTNUT ST
CityBRISTOL
StateRI
Zip02809-3921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Lot Number41
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group4
Census Block4001
Census Tract30902

Owner

286 Chestnut St is owned and occupied by two individuals who bought it in June 2023.

Source: Bristol Town records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address286 CHESTNUT ST, BRISTOL, RI 02809-3921
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Deed, Transfer · ARM
BANKNEWPORT
Jun 16, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2023 · Amount on File
Deed SaleJun 16, 2023 · Amount on File
Deed Document Number20235138
Deed Book / Page2214 / 84
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionBRISTOL RI
Recording DateJun 16, 2023
Property Address286 CHESTNUT ST, BRISTOL, RI 02809-3921
Document Number0002214-84
Book / Page2214 / 84
Instrument DateJun 16, 2023
Instrument2023-5138
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address286 CHESTNUT ST, BRISTOL, RI 02809-3921

Mortgage

Document Number0002214-92
DateJun 16, 2023
Book Page2214/92
Instrument2023-5141
Lender
NameBANKNEWPORT
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJul 1, 2033
IndexOther
Margin3

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL RI
Recording DateJun 16, 2023
Property Address286 CHESTNUT ST, BRISTOL, RI 02809-3921
Document Number0002214-87
Book / Page2214 / 87
Instrument DateJun 16, 2023
Instrument2023-5139
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Tax Assessment & Valuation

The 2026 property tax bill for 286 Chestnut St was $5,766, up 14.4% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,766.00 (+14.4%)
2025$5,040.00$364,700 Land $182,600 Building $182,100
2023$4,737.00 (+2.75%)$354,600 (-) Land $182,600 Building $172,000
2022$4,610.00$354,600 Land $182,600 Building $172,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 286 Chestnut St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims9 (2006–2015)
Most Recent ClaimDec 2015 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 286 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable · Fiber in parts of the area
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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