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401 Chapman St, Ashland, VA 23005 Property Records

Hanover County property record for 401 Chapman St, Ashland, VA 23005 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,606 sqft · built 1950
Lot Size0.263 acres (11,456 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (May 2021)
Tax Bill$2,715 (2026)
Deeds & MortgagesFeb 2022 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7870-43-6559

Property Details

APN / Parcel Number

Primary APN7870-43-6559
Alternative APN
  • 10172322

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,606 sqft Living Area
1st Floor Area1,606 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area11,456 sqft (0.263 acres)

Exterior Amenities

Deck Area48 sqft
Patio Area360 sqft
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10172322
Street Address401 CHAPMAN ST
CityASHLAND
StateVA
Zip23005-1101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN/E CHAPMAN & WESLEY
JurisdictionHANOVER VA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1007
Census Tract320601

Owner

Source: Hanover County records · APN 7870-43-6559

Assessment roll updated June 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 CHAPMAN ST, ASHLAND, VA 23005-1101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Line of Credit
VIRGINIA CREDIT UNION INC
May 14, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Deed Document Number2021107100
Deed Book / Page3311 / 519
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address401 CHAPMAN ST, ASHLAND, VA 23005-1101
Transaction TypeMortgage
Record UpdatedMar 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033452047
DateFeb 22, 2022
Book Page3345/2047
Instrument20220222000027040
Lender
NameVIRGINIA CREDIT UNION INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 15, 2042
Interest
Rate TypeAdjustable Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANOVER VA
Recording DateMay 14, 2021
Property Address401 CHAPMAN ST, ASHLAND, VA 23005-1101
Document Number3311519
Book / Page3311 / 519
Instrument DateMay 10, 2021
Instrument20210514000107100
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyNOT AVAILABLE, HOMELAND TITLE STLMNT AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CHAPMAN ST, ASHLAND, VA 23005-1101

Mortgage

Document Number20210514000107110
DateMay 14, 2021
Instrument20210514000107110
Lender
NamePRIMELENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hanover County records · Assessment roll updated June 4, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityAshland Town
CountyHanover County
Unified School DistrictHanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,715.00$335,300 Land $102,600 Building $232,700$335,300 Land $102,600 Building $232,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hanover County (51085C), updated January 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510853206011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2012–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2018, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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