Hanover County property record for 202 Chapman St, Ashland, VA 23005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,309 sqft · built 1927 |
| Lot Size | 0.424 acres (18,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,500 (Jul 2019) |
| Tax Bill | $2,410 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7870-42-2979 |
| Primary APN | 7870-42-2979 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,309 sqft Living Area |
| 1st Floor Area | 1,309 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 18,469 sqft (0.424 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 270 sqft |
| Patio Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 420 sqft |
| Storage Building | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10172521 |
|---|---|
| Street Address | 202 CHAPMAN ST |
| City | ASHLAND |
| State | VA |
| Zip | 23005-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 200 BLK CHAPMAN STREET |
| Jurisdiction | HANOVER VA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 320601 |
202 Chapman St is owned and occupied by an individual who bought it in July 2019.
Source: Hanover County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 CHAPMAN ST, ASHLAND, VA 23005-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC |
| Jul 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on File |
| Deed Sale | Jul 3, 2019 · Amount on File |
| Prior Sale | Dec 2, 2016 · Amount on File |
| Deed Document Number | 201977400 |
| Deed Book / Page | 3227 / 2145 |
| Prior Transfer Date | Dec 1, 2009 |
| Prior Transfer Doc | 29653133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANOVER VA |
| Property Address | 202 CHAPMAN ST, ASHLAND, VA 23005-1438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 326634 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 3266/34 |
| Instrument | 20200717000114540 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANOVER VA |
| Recording Date | Jul 3, 2019 |
| Property Address | 202 CHAPMAN ST, ASHLAND, VA 23005-1438 |
| Document Number | 32272145 |
| Book / Page | 3227 / 2145 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 20190703000077400 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 CHAPMAN ST, ASHLAND, VA 23005-1438 |
| Document Number | 20190703000077410 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 20190703000077410 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 202 Chapman St was $2,410, up 8% from the year before.
Source: Hanover County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Ashland Town |
| County | Hanover County |
| Unified School District | Hanover County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,410.00 (+7.97%) | $297,600 (+7.98%) Land $104,200 Building $193,400 | $297,600 (+7.98%) Land $104,200 Building $193,400 |
| 2025 | $2,232.00 | $275,600 Land $99,200 Building $176,400 | $275,600 Land $99,200 Building $176,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Chapman St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2012–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Chapman St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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