401 Center St, Frederick, MD 21701 Property Records

Frederick County property record for 401 Center St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 587 sqft · built 1932
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2023)
Tax Bill	$3,482 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-069563`

Property Details

APN / Parcel Number

Primary APN	`02-069563`
Alternative APNs	`2069563` `069563`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	587 sqft Total Area
1st Floor Area	587 sqft

Exterior

Year Built	Built 1932
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	208 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	158 sqft
Deck Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	069563
Old Parcel Number	2069563
Street Address	401 CENTER ST
City	FREDERICK
State	MD
Zip	21701-6313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 40 X 208 401 CENTER ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	50
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3017
Census Tract	765100

Owner

Source: Frederick County records · APN 02-069563

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 CENTER ST, FREDERICK, MD 21701-6313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2023 · Amount on Record
Deed Sale	Aug 03, 2023 · Amount on Record
Prior Sale	Dec 16, 2002 · Amount on Record
Deed Document Number	0001654687
Deed Book / Page	16546 / 87
Record Updated	Jun 07, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 03, 2023
Property Address	401 CENTER ST, FREDERICK, MD 21701-6313
Document Number	0165460087
Book / Page	16546 / 87
Map Reference	MB STH FO 33
Instrument Date	Jul 26, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	401 CENTER ST, FREDERICK, MD 21701-6313

Mortgage

Document Number	0001654694
Date	Aug 03, 2023
Instrument	16546/94

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,482.00 (+15.64%)	$188,800 (+15.69%)	$240,000 (+47.06%) Land $137,000 Building $103,000
2022	$3,011.00	$163,200 Land $81,000 Building $82,200	$163,200 Land $81,000 Building $82,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.