305 Center St, Frederick, MD 21701 Property Records

Frederick County property record for 305 Center St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,261 sqft · built 1929
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Apr 2002)
Tax Bill$6,214 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-100061

Property Details

APN / Parcel Number

Primary APN02-100061
Alternative APNs
  • 2100061
  • 100061

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,261 sqft Living Area
1st Floor Area1,261 sqft
AtticAttic
Attic Area600 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions200 ft deep x 30 ft wide
Garage TypeDetached
Garage Area768 sqft
PorchOpen Porch
Porch Area160 sqft
Deck Area81 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number100061
Street Address305 CENTER ST
CityFREDERICK
StateMD
Zip21701-6311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 30 X 200 305 CENTER ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number20
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3018
Census Tract765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 CENTER ST, FREDERICK, MD 21701-6311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2002 · Amount on Record
Deed SaleApr 2, 2002 · Amount on Record
Prior SaleMay 26, 1999 · Amount on Record
Deed Document Number20022448
Deed Book / Page3110 / 1276
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address305 CENTER ST, FREDERICK, MD 21701-6311
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0140850037
DateSep 18, 2020
Book Page14085/37
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$359,600 (+36.7%)$407,600 (+21.45%) Land $155,000 Building $252,600
2025$6,214.00 (+29%)
2023$4,817.00$263,067$335,600 Land $129,000 Building $206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Center St

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