401 Cedar Swamp Rd, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 401 Cedar Swamp Rd, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,740 sqft · built 1970
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Oct 2021)
Tax Bill	$8,105 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04402-0000-00089`

Property Details

APN / Parcel Number

Primary APN	`12-04402-0000-00089`
Alternative APNs	`12001090001000600001` `1200109010006001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,740 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	63,162 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	1200109010006001
Street Address	401 CEDAR SWAMP RD
City	JACKSON
State	NJ
Zip	08527-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1/3
Legal Description	1.45 AC
Legal Block	4402
Legal Lot Number	89
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2002
Census Tract	717200

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 CEDAR SWAMP RD, JACKSON, NJ 08527-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 3, 2018	Grant Deed, Transfer · FHA Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	2021155584
Deed Book / Page	18750 / 1368
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 29, 2021
Property Address	401 CEDAR SWAMP RD, JACKSON, NJ 08527-3046
Document Number	0187501368
Book / Page	18750 / 1368
Instrument Date	Oct 26, 2021
Instrument	2021155584
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	399 16TH AVE, 399, BELMAR, NJ 07719-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CEDAR SWAMP RD, JACKSON, NJ 08527-3046

Mortgage

Document Number	2021155585
Date	Oct 29, 2021
Instrument	2021155585

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 3, 2018
Property Address	401 CEDAR SWAMP RD, JACKSON, NJ 08527-3046
Document Number	0173180150
Book / Page	017318 / 000150
Instrument Date	Oct 23, 2018
Instrument	118233
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 CEDAR SWAMP RD JACKSON NJ 085273046, JACKSON, NJ 08527-3046

Mortgage

Document Number	173180156
Date	Dec 3, 2018
Book Page	017318/000156
Instrument	118234

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,500 (-) Land $224,900 Building $335,600	$560,500 (-) Land $224,900 Building $335,600
2025	$8,105.00 (+25.52%)	$560,500 (+130.37%) Land $224,900 Building $335,600	$560,500 (+130.37%) Land $224,900 Building $335,600
2024	$6,457.00 (+5.7%)
2023		$243,300 Land $107,600 Building $135,700	$243,300 Land $107,600 Building $135,700
2022	$6,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 71% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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