397 Cedar Swamp Rd, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 397 Cedar Swamp Rd, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,340 sqft · built 1945
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Sep 2021)
Tax Bill	$6,949 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`12-04402-0000-00088`

Property Details

APN / Parcel Number

Primary APN	`12-04402-0000-00088`
Alternative APNs	`1200109000100059` `12001090100059`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,340 sqft Living Area
Gross Area	1,944 sqft
Basement Area	604 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	43,560 sqft
Garage Type	Detached
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	12001090100059
Street Address	397 CEDAR SWAMP RD
City	JACKSON
State	NJ
Zip	08527-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1/3
Legal Description	1.00 AC
Legal Block	4402
Legal Lot Number	88
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2002
Census Tract	717200

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 CEDAR SWAMP RD, JACKSON, NJ 08527-4248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Jul 10, 2020	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	2021132833
Deed Book / Page	18675 / 1187
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 13, 2021
Property Address	397 CEDAR SWAMP RD, JACKSON, NJ 08527-4248
Document Number	0186751187
Book / Page	18675 / 1187
Instrument Date	Aug 13, 2021
Instrument	2021132833
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PRESTON CT, 6, TOMS RIVER, NJ 08757-5924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 CEDAR SWAMP RD, JACKSON, NJ 08527-4248

Mortgage

Document Number	2021132834
Date	Sep 13, 2021
Instrument	2021132834

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 10, 2020
Property Address	397 CEDAR SWAMP RD, JACKSON, NJ 08527-4248
Document Number	0179590117
Book / Page	017959 / 000117
Instrument Date	Jul 7, 2020
Instrument	71237
Transaction Type	Foreclosure
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,600 (-) Land $182,300 Building $298,300	$480,600 (-) Land $182,300 Building $298,300
2025	$6,949.00 (+4.91%)	$480,600 (+92.55%) Land $182,300 Building $298,300	$480,600 (+92.55%) Land $182,300 Building $298,300
2024	$6,624.00 (+5.7%)
2023		$249,600 (-) Land $103,500 Building $146,100	$249,600 (-) Land $103,500 Building $146,100
2022	$6,267.00	$249,600 Land $103,500 Building $146,100	$249,600 Land $103,500 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 71% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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