401 Cedar St, Cambridge, MD 21613 Property Records

Dorchester County property record for 401 Cedar St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,368 sqft · built 1910
Lot Size	0.131 acres (5,692 sqft)
Owner	2 Company Names on Record
Last Sale	$1,180,000 (Aug 2019)
Tax Bill	$1,009 (2026)
Deeds & Mortgages	Nov 2018 Line of Credit Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-136153`

Property Details

APN / Parcel Number

Primary APN	`07-136153`
Alternative APNs	`7136153` `136153`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,368 sqft Total Area
Attic	Attic
Attic Area	100 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,692 sqft (0.131 acres)
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	136153
Street Address	401 CEDAR ST
City	CAMBRIDGE
State	MD
Zip	21613-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	LOT 5,692 SQ. FT. 401 CEDAR STREET CAMBRIDGE
Legal Subdivision	PLEASANT STREET
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2047
Census Tract	970400

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	200 TRENTON ST, CAMBRIDGE, MD 21613-2407
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Aug 26, 2019	Quit Claim Deed, Transfer CAMBRIDGE TITLE INC
Aug 27, 2019	Deed, Transfer · Line of Credit HEBRON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Jul 1, 2010 · Amount on Record
Deed Book / Page	1536 / 8
Prior Transfer Date	Aug 23, 2019
Prior Transfer Doc	0015350440
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	401 CEDAR ST, CAMBRIDGE, MD 21613-2403
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014920001
Date	Nov 1, 2018
Book Page	1492/001

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 24, 2038

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 26, 2019
Property Address	401 CEDAR ST, CAMBRIDGE, MD 21613-2403
Document Number	0015350440
Book / Page	001535 / 000440
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	CAMBRIDGE TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	140 REGULATOR DR N CAMBRIDGE MD 216131322, CAMBRIDGE, MD 21613-1322

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 27, 2019
Property Address	401 CEDAR ST, CAMBRIDGE, MD 21613-2403
Document Number	0015360008
Book / Page	1536 / 008
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CAMBRIDGE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 TRENTON ST, CAMBRIDGE, MD 21613-2407

Mortgage

Document Number	0000153620
Date	Aug 27, 2019
Instrument	1536/20

Lender

Name	HEBRON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 23, 2044

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,009.00 (+3.17%)	$54,000 (+3.65%)	$57,800 (+10.94%) Land $16,100 Building $41,700
2025	$978.00 (+1.66%)	$52,100 (-) Land $16,100 Building $36,000	$52,100 (-) Land $16,100 Building $36,000
2023	$962.00	$52,100 Land $16,100 Building $36,000	$52,100 Land $16,100 Building $36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	23 units insured incl. 18 condo units
Nearby Flood Claims	3 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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