316 Cedar St, Cambridge, MD 21613 Property Records

Dorchester County property record for 316 Cedar St, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details1 ba · 856 sqft · built 1920
Lot Size0.039 acres (1,710 sqft)
OwnerCompany Name on Record
Last Sale$43,000 (Sep 2020)
Tax Bill$877 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-108982

Property Details

APN / Parcel Number

Primary APN07-108982
Alternative APNs
  • 7108982
  • 108982

Interior

Full Baths1 Bath
Stories1 Story
Building Area856 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,710 sqft (0.039 acres)
PorchSlab
Porch Area133 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number108982
Street Address316 CEDAR ST
CityCAMBRIDGE
StateMD
Zip21613-2314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 1,710 SQ. FT. 316 CEDAR STREET CAMBRIDGE
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group1
Census Block1005
Census Tract970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address335 DORCHESTER AVE, CAMBRIDGE, MD 21613-2491
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Deed Book / Page1596 / 29
Record UpdatedOct 29, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateSep 15, 2020
Property Address316 CEDAR ST, CAMBRIDGE, MD 21613-2314
Document Number0015960029
Book / Page001596 / 000029
Instrument DateAug 26, 2020
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyREAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$43.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address316 CEDAR ST CAMBRIDGE MD 216132314, CAMBRIDGE, MD 21613-2314

Mortgage

Document Number15960034
DateSep 15, 2020
Book Page001596/000034
Lender
NameLARRY L MILLS
Address108 HAYWARD ST, CAMBRIDGE, MD 21613-1921
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$877.00 (+0.23%)$46,933 (+9.15%)$47,600 (+2.15%) Land $11,900 Building $35,700
2025$875.00 (+10.2%)
2023$794.00$43,000$46,600 Land $11,900 Building $34,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2003)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: Bay Country Communications, Verizon.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number