401 Cassady St, Umatilla, FL 32784 Property Records

Lake County property record for 401 Cassady St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,438 sqft · built 2002
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2004)
Tax Bill	$4,399 (2024)
Flood Zone	Zone X (minimal risk)
APN	`18-18-27-0200-000-01006`

Property Details

APN / Parcel Number

Primary APN	`18-18-27-0200-000-01006`
Alternative APN	`3790207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,438 sqft Living Area
1st Floor Area	2,438 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	72,745 sqft (1.67 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	403 sqft
Patio Area	425 sqft
Utility Building	1,044 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3790207
Street Address	401 CASSADY ST
City	UMATILLA
State	FL
Zip	32784-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UMATILLA WHITCOMB'S SUB S 394.24 FT OF N 501.60 FT OF W 422.40 FT OF GOV LOT 2--LESS E 201.20 FT & LESS W 20 FT FOR PINE AVE
Legal Range	27E
Legal Township	18S
Legal Section	18
Legal Subdivision	WHITCOMB'S
Legal Tract	200
Legal Lot Number	2,10
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1017
Census Tract	30109

Owner

401 Cassady St is owned and occupied by two individuals who bought it in July 2004.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	401 CASSADY ST, UMATILLA, FL 32784-8851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2004 · Amount on File
Deed Sale	Jul 7, 2004 · Amount on File
Deed Document Number	2004090484
Deed Book / Page	2608 / 1462
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,280 Land $130,260 Building $131,020	$399,946 Land $130,260 Building $269,686
2024	$4,399.00 (+4.22%)
2023	$4,221.00 (+3.13%) Homeowner's exemption	$246,530 (+3%)	$314,329 (-) Land $54,943 Building $259,386
2022	$4,093.00 Homeowner's exemption	$239,350	$314,329 Land $54,943 Building $259,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Cassady St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Cassady St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20