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391 Cassady St, Umatilla, FL 32784 Property Records

Lake County property record for 391 Cassady St, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1971
Lot Size0.237 acres (10,325 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Apr 2024)
Tax Bill$3,282 (2024)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jan 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-18-26-2300-00D-00100

Property Details

APN / Parcel Number

Primary APN13-18-26-2300-00D-00100
Alternative APNs
  • 261813230000D00100
  • 1500818

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,392 sqft
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,325 sqft (0.237 acres)
Lot Dimensions140 ft deep x 70 ft wide
PorchEnclosed/Finished Porch
Porch Area384 sqft
Utility Building302 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1500818
Street Address391 CASSADY ST
CityUMATILLA
StateFL
Zip32784-9018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionUMATILLA OAK PARK PB 2 PG 16 LOTS 1 2 BLK D AND THE SOUTH 1/2 OF VACATED ALLEY LYING NORTH OF LOTS 1 & 2 BLK D ORB 6320 PG 404
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionUMATILLA OAK PARK
Legal Tract2300
Legal BlockD
Legal Lot Number1
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1052
Census Tract30109

Owner

391 Cassady St is owned and occupied by an individual who bought it in April 2024.

Source: Lake County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address391 CASSADY ST, UMATILLA, FL 32784-9018
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 19, 2022Deed of Trust, Mortgage · Line of Credit
UNITED SOUTHERN BANK
Nov 23, 2021Warranty Deed, Transfer
A AND A TITLE, A & A TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2024 · Amount on File
Deed SaleApr 22, 2024 · Amount on File
Prior SaleNov 23, 2021 · Amount on File
Deed Document Number202446483
Deed Book / Page6320 / 404
Prior Transfer DateNov 3, 2021
Prior Transfer Doc0058431960
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 22, 2024
Property Address391 CASSADY ST, UMATILLA, FL 32784-9018
Document Number0063200404
Book / Page6320 / 404
Map ReferenceMB 2 PG 16
Instrument DateApr 10, 2024
Instrument2024046483
Transaction TypeTransfer
Record UpdatedMay 8, 2024
Title CompanyEQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address16536 COUNTY ROAD 450, UMATILLA, FL 32784-8651

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 CASSADY ST, UMATILLA, FL 32784-9018

Mortgage

Document Number0006320406
DateApr 22, 2024
Instrument6320/406
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address391 CASSADY ST, UMATILLA, FL 32784-9018
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address16536 COUNTY ROAD 450, UMATILLA, FL 32784-8651

Mortgage

Document Number0058790888
DateJan 19, 2022
Book Page5879/888
Instrument2022008417
Lender
NameUNITED SOUTHERN BANK
TypeBank
AddressUMATILLA, FL 32784
Agreement
TypeLine of Credit
AmountAmount on Record
Term48 Months
DueJan 4, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 23, 2021
Property Address391 CASSADY ST, UMATILLA, FL 32784-9018
Document Number0058431960
Book / Page5843 / 1960
Map ReferenceMB 2 PG 16
Instrument DateNov 3, 2021
Instrument2021163105
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyA AND A TITLE, A & A TITLE

Transaction

AmountAmount on Record
Tax$147.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address391 CASSADY ST, UMATILLA, FL 32784-9018

Transferred To (Grantee/Buyer)

NameVerified Name
Address16536 COUNTY ROAD 450, UMATILLA, FL 32784-8651

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,524 (-) Land $67,500 Building $105,024$172,524 (-) Land $67,500 Building $105,024
2025$172,524 Land $67,500 Building $105,024$172,524 Land $67,500 Building $105,024
2024$3,282.00 (+16.76%)
2023$2,811.00 (+16.54%)$149,655 (+32.51%)$149,655 (+32.51%) Land $64,800 Building $84,855
2022$2,412.00$112,935$112,935 Land $28,080 Building $84,855

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 391 Cassady St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Cassady St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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