401 Blackstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 401 Blackstone Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,231 sqft · built 2008
Owner	2 Individual Names on Record
Last Sale	$214,000 (Dec 2017)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-410-093`

Property Details

APN / Parcel Number

Primary APN	`06-19-410-093`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,231 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	401 BLACKSTONE AVE
City	ELGIN
State	IL
Zip	60124-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE CONDO ASSOCIATION - 27TH AMENDMENT - UNIT 36-401-E
Legal Subdivision	PROVIDENCE CONDO
Legal Block	3
Legal Lot Number	1-12
Legal Unit	36
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 BLACKSTONE AVE, ELGIN, IL 60124-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUESTAR MORTGAGE INC
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	Apr 5, 2016 · Amount on Record
Deed Document Number	201762782
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	401 BLACKSTONE AVE, ELGIN, IL 60124-3835
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047612
Date	Jun 22, 2021
Instrument	2021K047612

Lender

Name	BLUESTAR MORTGAGE INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 1, 2017
Property Address	401 BLACKSTONE AVE, ELGIN, IL 60124-3835
Document Number	0000062782
Instrument Date	Nov 30, 2017
Instrument	2017K062782
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6407 IRONWOOD, DES PLAINES, IL 60016
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062783
Date	Dec 1, 2017
Instrument	2017K062783

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,680.00 (-10.82%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption
2024	$5,248.00 (-21.94%) Disabled Person's exemption	$100,978 (+21.39%) Land $29,825 Building $71,153	$303,055 (+21.44%) Land $89,511 Building $213,544
2022	$6,723.00 (+4.36%) Disabled Person's exemption	$83,182 (+6.96%) Land $24,569 Building $58,613	$249,546 (+6.96%) Land $73,707 Building $175,839
2021	$6,442.00 Disabled Person's exemption	$77,769 Land $22,970 Building $54,799	$233,307 Land $68,910 Building $164,397

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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