407 Blackstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 407 Blackstone Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,929 sqft · built 2008
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2021)
Tax Bill	$7,204 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-410-096`

Property Details

APN / Parcel Number

Primary APN	`06-19-410-096`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,929 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	407 BLACKSTONE AVE
City	ELGIN
State	IL
Zip	60124-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE CONDO ASSOCIATION - 27TH AMENDMENT - UNIT 36-407-C
Legal Subdivision	PROVIDENCE CONDO
Legal Block	3
Legal Unit	36
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851913

Owner

407 Blackstone Ave is owned and occupied by two individuals who acquired it in October 2025.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3134 HERITAGE PKWY, ELGIN, IL 60124-3804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	202189095
Last Transfer Date	Oct 15, 2025
Transfer Doc	0000041461
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 22, 2025
Property Address	407 BLACKSTONE AVE, ELGIN, IL 60124-3835
Document Number	0000041461
Map Reference	DOC 2005K043004
Instrument Date	Oct 15, 2025
Instrument	2025K041461
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3134 HERITAGE PKWY, ELGIN, IL 60124-3804
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 30, 2021
Property Address	407 BLACKSTONE AVE, ELGIN, IL 60124-3835
Document Number	0000089095
Instrument Date	Oct 11, 2021
Instrument	2021K089095
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4392 RUDYARD, 4392, ELGIN, IL 60124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 BLACKSTONE AVE, ELGIN, IL 60124-3835

Mortgage

Document Number	0000089096
Date	Nov 30, 2021
Instrument	2021K089096

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 1, 2019
Property Address	407 BLACKSTONE AVE, ELGIN, IL 60124-3835
Document Number	0000046089
Instrument Date	Sep 20, 2019
Instrument	2019K046089
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 BLACKSTONE AVE, ELGIN, IL 60124-3835

Mortgage

Document Number	0000046090
Date	Oct 1, 2019
Instrument	2019K046090

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 407 Blackstone Ave was $7,204 with a homeowner's exemption, down 2.4% from the year before.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,204.00 (-2.44%) Homeowner's exemption
2024	$7,384.00 Homeowner's exemption	$92,096 Land $29,825 Building $62,271	$276,399 Land $89,511 Building $186,888
2022	$6,693.00 (+3.64%) Homeowner's exemption	$75,866 (+6.96%) Land $24,569 Building $51,297	$227,598 (+6.96%) Land $73,707 Building $153,891
2021	$6,458.00 Homeowner's exemption	$70,929 Land $22,970 Building $47,959	$212,787 Land $68,910 Building $143,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Blackstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Blackstone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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