Monroe County property record for 401 Benjamin Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2022 |
| Square Footage | 2,714 sqft Living Area |
| Lot Size | 41,818 sqft (0.96 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $62,000 (2021) |
| Tax Bill | $12,450.00 (2024) |
| Primary APN | 08-18-349-056-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 2,714 sqft Living Area |
| 1st Floor | 2,714 sqft 1st Floor |
| Basement Area | 2,714 sqft Basement |
| Unfinished Basement | 2,714 sqft Unfinished |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 41,818 sqft (0.96 acres) |
| Cooling System | Central Cooling |
|---|
| Street Address | 401 BENJAMIN LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3382 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 56 REMLOK PHASE 3 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | REMLOK |
| Legal Lot Number | 56 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 4 |
| Census Block | 4014 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-18-349-056-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 BENJAMIN LN, WATERLOO, IL 62298-3382 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage MIDLAND STATES BANK |
| Nov 09, 2021 | Deed of Trust, Mortgage · Stand Alone First Mortgage MIDLAND STATES BANK |
| Jul 21, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on Record |
| Deed Sale | Jul 21, 2021 · Amount on Record |
| Deed Doc Number | 2021418605 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 401 BENJAMIN LN, WATERLOO, IL 62298-3382 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000426182 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 426182 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.38% |
| Index | 1-Month LIBOR |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 401 BENJAMIN LN, WATERLOO, IL 62298-3382 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000420849 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 420849 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 03, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 21, 2021 |
| Property Address | 401 BENJAMIN LN, WATERLOO, IL 62298-3382 |
| Document Number | 0000418605 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 418605 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1336 FIELDSTONE, WATERLOO, IL 62298-2780 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $222,370 (+872.75%) Land $25,370 Building $197,000 | $667,110 (+872.75%) Land $76,110 Building $591,000 | |
| 2024 | $12,450.00 | ||
| 2022 | $22,860 Land $22,860 | $68,580 Land $68,580 |
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