Monroe County property record for 325 Benjamin Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,982 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2026) |
| Tax Bill | $2,937.00 (2024) |
| Primary APN | 07-13-481-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,982 sqft Living Area |
| 1st Floor | 1,982 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 17,424 sqft (0.4 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 882 sqft Driveway |
| Garage Area | 576 sqft Garage |
| Patio Area | 350 sqft Patio |
| Porch Area | 184 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 325 BENJAMIN LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3230 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 MARNEYS CLEARING |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | MARNEY'S CLEARING |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 16 |
| Census Blockgroup | 4 |
| Census Block | 4042 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-13-481-010-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 325 BENJAMIN LN, WATERLOO, IL 62298-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO |
| Apr 16, 2026 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Deed Doc Number | 2026442116 |
| Prior Transfer Date | Mar 19, 2026 |
| Prior Transfer Doc | 0000442116 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 26, 2026 |
| Property Address | 325 BENJAMIN LN, WATERLOO, IL 62298-3230 |
| Document Number | 0000442745 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026442745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 325 BENJAMIN LN, WATERLOO, IL 62298-3230 |
| Document Number | 0000442745, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026442745 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 325 BENJAMIN LN, WATERLOO, IL 62298-3230 |
| Document Number | 0000442116 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026.442116 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2026 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,480.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 325 BENJAMIN LN, WATERLOO, IL 62298-3230 |
| Document Number | 0000442116, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026.442116 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,370 (+2.27%) Land $17,600 Building $88,770 | $319,110 (+2.27%) Land $52,800 Building $266,310 | |
| 2024 | $2,937.00 | $104,005 (+22.82%) Land $17,109 Building $86,896 | $312,015 (+22.82%) Land $51,327 Building $260,688 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $84,680 Land $15,910 Building $68,770 | $254,040 Land $47,730 Building $206,310 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures