401 Bell Ave, Sandusky, OH 44870 Property Records

Erie County property record for 401 Bell Ave, Sandusky, OH 44870

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,636 sqft · built 1950
Lot Size5.93 acres (258,385 sqft)
OwnerIndividual Name on File
Last Sale$239,900 (Dec 1999)
Tax Bill$4,395 (2025)
Deeds & MortgagesOct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN32-01038-000

Property Details

APN / Parcel Number

Primary APN32-01038-000
Alternative APN
  • 002163-1

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Stories2 Stories
Building Area3,636 sqft Living Area
Gross Area4,349 sqft
1st Floor Area2,923 sqft
Upper Floors Area713 sqft
Basement Area713 sqft
Unfinished Basement713 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area258,385 sqft (5.93 acres)
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area600 sqft
Deck AreaDeck Area
Patio Area1,540 sqft
Shed1 Shed
Shed Area64 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number002163-1
Street Address401 BELL AVE
CitySANDUSKY
StateOH
Zip44870-5471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-17 HORACE J BEATTY 1372 AC TR N SIDE BELL AVE 5.9317A
Legal SubdivisionHORACE J BELL SEC 3
Legal TractN
Legal Lot Number17
JurisdictionERIE OH
Township / Civil DivisionPERKINS
Census Block Group1
Census Block1006
Census Tract41400

Owner

401 Bell Ave is owned and occupied by an individual who acquired it in November 2013.

Source: Erie County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address401 BELL AVE, SANDUSKY, OH 44870-5471
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 1999 · Amount on File
Deed SaleDec 1, 1999 · Amount on File
Prior SaleJan 20, 1995 · Amount on File
Last Transfer DateNov 19, 2013
Transfer Doc0000012439
Record UpdatedOct 29, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE OH
Property Address401 BELL ST, SANDUSKY, OH 44870-3450
Document Number0000001458
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 BELL AVE SANDUSKY OH 448705471, SANDUSKY, OH 44870-5471

Mortgage

Document Number0000001458
DateFeb 19, 2020
Instrument1458
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
AmountAmount on Record
Term468 Months
DueFeb 18, 2059
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 401 Bell Ave was $4,395.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateOhio
CountyErie County
County SubdivisionPerkins Township
Unified School DistrictPerkins Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,395.00$113,858 Land $16,373 Building $97,485
2024$325,310 Land $46,780 Building $278,530
2023$5,441.00 (-0.33%) Homeowner's exemption$97,156 (+%) Land $12,575 Building $84,581
2022$5,459.00 Homeowner's exemption$97,152 Land $12,575 Building $84,577
2021$277,590 Land $35,930 Building $241,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Bell Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims48 (1979–2023)
Claims Outside the SFHA12 of 48
Most Recent ClaimAug 2023 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Bell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERIE CO MARGARETTA DISTRICT
serves 5,131 people · EPA ID OH2200203
Water SourcePurchased surface water from SANDUSKY CITY
Last State InspectionMar 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
Omni Fiber
Fiber
10,000 / 10,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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