401 5th St S, Columbus, MS 39701 Property Records

Lowndes County property record for 401 5th St S, Columbus, MS 39701

Property Summary

Property Type	Apartments (5+ Units)
Details	6,968 sqft · built 1973
Lot Size	0.67 acres (29,187 sqft)
Owner	Company Name on Record
Last Sale	$645,000 (Aug 2016)
Tax Bill	$7,648 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61W590003000`

Property Details

APN / Parcel Number

Primary APN	`61W590003000`
Alternative APNs	`017978` `17978`

Interior

Building Area	6,968 sqft Total Area
1st Floor Area	5,047 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Roof Type	Hip
Roof Material	Asphalt
Lot Area	29,187 sqft (0.67 acres)
Lot Dimensions	207 ft deep x 141 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 5TH ST S
City	COLUMBUS
State	MS
Zip	39701-6769
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	ALSO PT SEC 16 FRAC SQ 27 CANDLEWOOD APT-401 5TH ST S BLOCK 2
Legal Range	18W
Legal Township	18S
Legal Section	21
Legal Subdivision	BARRYS
Legal Block	2
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1054
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Columbus Historic District (Additional Documentation) listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 WYNBROOK BND, COLUMBUS, MS 39702-8025
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE
Apr 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage WEST ALABAMA BANK & TRUST
Apr 22, 2022	Warranty Deed, Transfer · Commercial Mortgage WEST ALABAMA BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2016 · Amount on Record
Deed Sale	Aug 31, 2016 · Amount on Record
Deed Book / Page	2016 / 6182
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	401 5TH ST S, COLUMBUS, MS 39701-6769
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202138568
Date	Dec 30, 2021
Book Page	2021/38568

Lender

Name	BANK OF COMMERCE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	401 5TH ST S, COLUMBUS, MS 39701-6769
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202210061
Date	Apr 22, 2022
Book Page	2022/10061

Lender

Name	WEST ALABAMA BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 22, 2022
Property Address	401 5TH ST S, COLUMBUS, MS 39701-6769
Document Number	0020223175
Book / Page	2022 / 3175
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WYNBROOK BND, COLUMBUS, MS 39702-8025

Mortgage

Document Number	0202210061
Date	Apr 22, 2022
Instrument	2022/10061

Lender

Name	WEST ALABAMA BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,648.00 (+1.24%)	$46,811 (+10.82%)	$312,070 (+10.82%) Land $22,630 Building $289,440
2024	$7,554.00 (+9.34%)
2023	$6,909.00	$42,239	$281,590 Land $22,630 Building $258,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 5th St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures