322 5th St S, Columbus, MS 39701 Property Records

Lowndes County property record for 322 5th St S, Columbus, MS 39701

Property Summary

Property Type	Commercial Office
Details	5,593 sqft · built 1920
Lot Size	0.077 acres (3,366 sqft)
Owner	Company Name on Record
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Nov 2021 Refinance Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61W450008501`

Property Details

APN / Parcel Number

Primary APN	`61W450008501`
Alternative APNs	`034419` `34419`

Interior

Building Area	5,593 sqft Total Area
Interior Walls	Plywood

Exterior

Year Built	Built 1920
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	3,366 sqft (0.077 acres)
Lot Dimensions	99 ft deep x 34 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	322 5TH ST S
City	COLUMBUS
State	MS
Zip	39701-5732
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	OFFICE 322 5TH ST S BLOCK 15
Legal Block	15
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1039
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Columbus Historic District (Additional Documentation) listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	413 4TH AVE S, COLUMBUS, MS 39701-5717
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL
Oct 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021
Deed Sale	Jan 29, 2021
Deed Document Number	0002021720
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	322 5TH ST S, COLUMBUS, MS 39701-5783
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202134022
Date	Nov 5, 2021
Book Page	2021/34022

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2022

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	322 5TH ST S, COLUMBUS, MS 39701-5783
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202131502
Date	Oct 8, 2021
Book Page	2021/31502

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,627.00 (+1.24%)	$9,956 (-)	$66,370 (-) Land $11,420 Building $54,950
2024	$1,607.00 (-1.35%)
2023	$1,629.00	$9,956	$66,370 Land $11,420 Building $54,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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