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401 21st Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 401 21st Ave N, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,022 sqft · built 1890
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Mar 2024)
Tax Bill$1,100 (2026)
Deeds & MortgagesMar 2024 Sale
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN82-52428-0000

Property Details

APN / Parcel Number

Primary APN82-52428-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,022 sqft Living Area
1st Floor Area728 sqft 1st Floor
Stories1 Story
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Width46 ft Width
Parking Spaces1 Parking Space
Garage Area320 sqft Garage

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address401 21ST AVE N
CitySAINT CLOUD
StateMN
Zip56303-3841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 010 BLK 004 WEST & SEARLES ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionWEST SEARLES ADD
Legal Block4
Legal Lot Number10
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract602

Owner

Source: Stearns County records · APN 82-52428-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 21ST AVE N, SAINT CLOUD, MN 56303-3841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Warranty Deed, Transfer
FIRST AMERICAN TITLE
Nov 30, 2020Deed, Transfer
Dec 02, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 05, 2024 · Amount on Record
Deed SaleMar 05, 2024 · Amount on Record
Deed Document Number20241627789
Prior Transfer DateNov 20, 2020
Prior Transfer Doc00A1587479
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateMar 12, 2024
Property Address401 21ST AVE N, SAINT CLOUD, MN 56303-3841
Document Number00A1668865
Instrument DateMar 05, 2024
InstrumentA1668865
Transaction TypeTransfer
Record UpdatedApr 09, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address401 21ST AVE N, SAINT CLOUD, MN 56303-3841

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateNov 30, 2020
Property Address401 21ST AVE N, SAINT CLOUD, MN 56303-3841
Document Number00A1587114
Instrument DateNov 25, 2020
InstrumentA1587114
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateDec 02, 2020
Property Address401 21ST AVE N, SAINT CLOUD, MN 56303-3841
Document Number00A1587479
Instrument DateNov 20, 2020
InstrumentA1587479
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 6TH AVE S, SAINT CLOUD, MN 56301-4302

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,100.00 (-43.99%)$107,600 (-) Land $25,000 Building $82,600$107,600 (-) Land $25,000 Building $82,600
2025$107,600 (+7.49%) Land $25,000 Building $82,600$107,600 (+7.49%) Land $25,000 Building $82,600
2023$1,964.00$100,100 Land $25,000 Building $75,100$100,100 Land $25,000 Building $75,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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