345 21st Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 345 21st Ave N, Saint Cloud, MN 56303 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1928
Square Footage	1,176 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	728 sqft
Occupancy	Owner Occupied
Tax Bill	$2,926.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`82-52439-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,176 sqft Living Area
Stories	1 Stories
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Metal Exterior
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)
Lot Width	69 ft Width
Parking Spaces	3 Parking Spaces
Garage Area	728 sqft Garage

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	345 21ST AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3839
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 3 & N1/2 OF LOT 4 BLK 5 WEST & SEARLES ADD SECTION 10 TOWNSHIP 124 RANGE 028 WEST & SEARLES ADD SECTION 10 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	WEST SEARLES ADD
Legal Block	5
Legal Lot Number	3-4
Jurisdiction	STEARNS MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1023
Census Tract	602

Owner

Source: Stearns County records · APN 82-52439-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 21ST AVE N, SAINT CLOUD, MN 56303-3839
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,926.00 (+20.51%)	$207,200 (-) Land $30,000 Building $177,200	$207,200 (-) Land $30,000 Building $177,200
2025		$207,200 (+4.23%) Land $30,000 Building $177,200	$207,200 (+4.23%) Land $30,000 Building $177,200
2023	$2,428.00	$198,800 Land $30,000 Building $168,800	$198,800 Land $30,000 Building $168,800

Flood & Wildfire

345 21st Ave N is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.