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309 14th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 309 14th St N, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,424 sqft · built 2017
Lot Size0.239 acres (10,400 sqft)
OwnerIndividual Name on File
Last Sale$257,000 (Dec 2017)
Tax Bill$3,798 (2026)
Deeds & MortgagesDec 2017 Sale
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN48-29686-0360

Property Details

APN / Parcel Number

Primary APN48-29686-0360

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area1,699 sqft
1st Floor Area1,360 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,400 sqft (0.239 acres)
Garage TypeAttached
Garage Area760 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address309 14TH ST N
CityCOLD SPRING
StateMN
Zip56320-4510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 010 BLK 001 NORTH POINTE PLAT THREE SECTION 10 TOWNSHIP 123 RANGE 030 SECTION 10 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section10
Legal SubdivisionNORTH POINTE PLAT THREE
Legal Block1
Legal Lot Number10
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group3
Census Block3011
Census Tract11302

Owner

Source: Stearns County records · APN 48-29686-0360

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 14TH ST N, COLD SPRING, MN 56320-4510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2017Warranty Deed, Subdivision Related Transfer
Aug 15, 2017Warranty Deed, Construction Loan
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2017 · Amount on Record
Deed SaleDec 04, 2017 · Amount on Record
Prior SaleAug 15, 2017 · Amount on Record
Deed Document Number20171510254
Record UpdatedJun 08, 2026

December 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateDec 04, 2017
Property Address309 14TH ST N, COLD SPRING, MN 56320-4510
Document Number00A1510254
Instrument DateNov 17, 2017
InstrumentA1510254
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address309 14TH ST N, COLD SPRING, MN 56320-4510

August 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateAug 15, 2017
Property Address309 14TH ST N, COLD SPRING, MN 56320-4510
Document Number00A1502542
Instrument DateAug 03, 2017
InstrumentA1502542
Transaction TypeConstruction Loan
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$112.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17207 198TH AVE NW, BIG LAKE, MN 55309-4684
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,798.00 (+8.27%)
2025$322,100 (+0.81%) Land $48,300 Building $273,800$322,100 (+0.81%) Land $48,300 Building $273,800
2023$3,508.00$319,500 Land $48,300 Building $271,200$319,500 Land $48,300 Building $271,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2022)
Most Recent ClaimMay 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Midcontinent CommunicationsCable1,250 / 60
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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