40098 Thomas Mill Rd, Leesburg, VA 20175 Property Records

Loudoun County property record for 40098 Thomas Mill Rd, Leesburg, VA 20175

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,688 sqft · built 1954
Lot Size	3.06 acres (133,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jan 2003)
Tax Bill	$7,276 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`310-35-9581-000`

Property Details

APN / Parcel Number

Primary APN	`310-35-9581-000`
Alternative APN	`47 A 1 6`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	1 Story
Building Area	3,688 sqft Living Area
1st Floor Area	2,640 sqft
Basement Area	1,048 sqft
Finished Basement	1,048 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	133,729 sqft
Garage Type	Detached
Garage Area	864 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	512 sqft
Shed	1 Shed
Shed Area	240 sqft
Sports Court	Sports Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40098 THOMAS MILL RD
City	LEESBURG
State	VA
Zip	20175-6936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	GORES SUBD LOT 6A 2391--2411 200405240051308 AGREEMENT PC F-713-10
Legal Subdivision	GORES SUBD
Legal Block	2
Legal Lot Number	6A
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	2
Census Block	2006
Census Tract	610703

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1983, LEESBURG, VA 20177-1983
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2003 · Amount on Record
Deed Sale	Jan 14, 2003 · Amount on Record
Deed Book / Page	2391 / 2411
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40098 THOMAS MILL RD, LEESBURG, VA 20175-6936
Document Number	20201215123514
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40098 THOMAS MILL RD LEESBURG VA 201756936, LEESBURG, VA 20175-6936

Mortgage

Document Number	20201215123514
Date	Dec 15, 2020
Instrument	123514

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Fixed Rate
Rate	2.63%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,276.00 (+18.31%)	$903,960 (+28.61%) Land $376,000 Building $527,960	$903,960 (+28.61%) Land $376,000 Building $527,960
2023	$6,150.00	$702,880 Land $275,900 Building $426,980	$702,880 Land $275,900 Building $426,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20