40092 Hope Ct, Elyria, OH 44035 Property Records

Lorain County property record for 40092 Hope Ct, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,399 sqft Living Area
Lot Size	0.142 acres
Occupancy	Owner Occupied
Last Sale	$296,000 (2020)
Tax Bill	$5,153.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-004-125-080`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,399 sqft Living Area
1st Floor	2,399 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2006
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	6,205 sqft
Depth X Width	132 ft x 46 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	534 sqft Garage
Patio Area	192 sqft Patio
Porch	Open Porch
Porch Area	42 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	40092 HOPE CT
City	ELYRIA
State	OH
Zip	44035-8194
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOPE COURT SUB 46.67 X 132.96
Legal Subdivision	HOPE COURT SUBDIVISION
Legal Lot Number	20
Jurisdiction	LORAIN OH
Minor Civil Division	CARLISLE
Census Blockgroup	2
Census Block	2004
Census Tract	71300

Owner

Source: Lorain County records · APN 10-00-004-125-080

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40092 HOPE CT, ELYRIA, OH 44035-8194
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Grant Deed, Transfer · Conventional Mortgage CITIZENS BK NA
Oct 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Oct 07, 2013
Deed Doc Number	2020007944
Record Refreshed	Jun 08, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 17, 2020
Property Address	40092 HOPE CT, ELYRIA, OH 44035-8194
Document Number	0000794240
Instrument Date	Dec 04, 2020
Instrument	794240
Transaction Type	Transfer
Record Updated	Jan 05, 2021
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	40092 HOPE CT ELYRIA OH 440358194, ELYRIA, OH 44035-8194

Mortgage

Document Number	794241
Date	Dec 17, 2020
Instrument	794241

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	40092 HOPE CT, ELYRIA, OH 44035-8194
Document Number	0000783311
Instrument Date	Oct 07, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40092 HOPE CT ELYRIA OH 440358194, ELYRIA, OH 44035-8194

Mortgage

Document Number	0000783311
Date	Oct 13, 2020
Instrument	783311

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.49%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	40092 HOPE CT, ELYRIA, OH 44035-8194
Document Number	0000765690
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 02, 2020
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40092 HOPE CT ELYRIA OH 440358194, ELYRIA, OH 44035-8194

Mortgage

Document Number	0000765690
Date	Jun 22, 2020
Instrument	765690

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2030

Interest

Rate Type	Adjustable Rate
Rate	2.74%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	40092 HOPE CT, ELYRIA, OH 44035-8194
Document Number	0000695758
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 04, 2018
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40092 HOPE CT ELYRIA OH 440358194, ELYRIA, OH 44035-8194

Mortgage

Document Number	0000695758
Date	Nov 21, 2018
Instrument	695758

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2028

Interest

Rate Type	Adjustable Rate
Rate	3.34%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,153.00	$119,000 (%) Land $21,750 Building $97,250	$340,000 (-) Land $62,150 Building $277,850
2024	$5,153.00 (+14.72%)	$119,001 (+31.71%) Land $21,753 Building $97,248	$340,000 (+31.71%) Land $62,150 Building $277,850
2023	$4,492.00 (+0.22%)	$90,349 (%) Land $19,180 Building $71,169	$258,140 (-) Land $54,800 Building $203,340
2022	$4,482.00	$90,350 Land $19,180 Building $71,170
2021			$258,140 Land $54,800 Building $203,340

Flood & Wildfire

40092 Hope Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

40092 Hope Ct, Elyria, OH 44035 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Hope Ct

Nearby Streets

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