40045 Hope Ct, Elyria, OH 44035 Property Records

Lorain County property record for 40045 Hope Ct, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,616 sqft Living Area
Lot Size0.227 acres
OccupancyOwner Occupied
Last Sale$180,000 (2018)
Tax Bill$3,625.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-00-004-125-075

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,616 sqft Living Area
1st Floor1,616 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area9,897 sqft
Depth X Width141 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area568 sqft Garage

Exterior Amenities

Patio Area40 sqft Patio
Porch1 Porch
Porch Area54 sqft Porch
Canopy Area40 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address40045 HOPE CT
CityELYRIA
StateOH
Zip44035-8195
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOPE COURT SUB 70X141.39
Legal SubdivisionHOPE COURT SUBDIVISION
Legal Lot Number15
JurisdictionLORAIN OH
Minor Civil DivisionCARLISLE
Census Blockgroup2
Census Block2004
Census Tract71300

Owner

Source: Lorain County records · APN 10-00-004-125-075

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40045 HOPE CT, ELYRIA, OH 44035-8195
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Aug 08, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jun 04, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
THIRD FED'L S&L ASSN/CLEVELAND
Dec 08, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIFTH THIRD MTG
Oct 12, 2017Quit Claim Deed, Mortgage · Conventional Mortgage
FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2018 · Amount on Record
Deed SaleJun 04, 2018 · Amount on Record
Prior SaleOct 12, 2017
Deed Doc Number2018002916
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address40045 HOPE CT, ELYRIA, OH 44035-8195
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000862363
DateFeb 10, 2022
Instrument2022-0862363
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address40045 HOPE CT, ELYRIA, OH 44035-8195
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000924931
DateAug 08, 2023
Instrument2023-0924931
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 02, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateJun 04, 2018
Property Address40045 HOPE CT, ELYRIA, OH 44035-8195
Document Number0000674745
Instrument DateMay 23, 2018
Instrument674745
Transaction TypeTransfer
Record UpdatedJun 19, 2018
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40045 HOPE CT ELYRIA OH 440358195, ELYRIA, OH 44035-8195

Mortgage

Document Number674928
DateJun 04, 2018
Instrument674928
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 03, 2048

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address40045 HOPE CT, ELYRIA, OH 44035-8195
Document Number0000654843
Instrument DateDec 08, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40045 HOPE CT ELYRIA OH 440358195, ELYRIA, OH 44035-8195

Mortgage

Document Number0000654843
DateDec 13, 2017
Instrument654843
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

October 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateOct 12, 2017
Property Address40045 HOPE CT, ELYRIA, OH 44035-8195
Document Number0000647552
Instrument DateOct 11, 2017
Instrument647552
Transaction TypeMortgage
Record UpdatedNov 01, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address40045 HOPE CT ELYRIA OH 440358195, ELYRIA, OH 44035-8195

Mortgage

Document Number647553
DateOct 12, 2017
Instrument647553
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank (FSB)
AddressLAKEWOOD, OH 44107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 11, 2032

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,625.00$83,370 (+%) Land $19,780 Building $63,590$238,190 (-) Land $56,500 Building $181,690
2024$3,625.00 (+6.84%)$83,367 (+23.05%) Land $19,775 Building $63,592$238,190 (+23.04%) Land $56,500 Building $181,690
2023$3,393.00 (+1.89%)$67,753 (+%) Land $19,180 Building $48,573$193,580 (-) Land $54,800 Building $138,780
2022$3,330.00$67,750 Land $19,180 Building $48,570
2021$193,580 Land $54,800 Building $138,780

Flood & Wildfire

40045 Hope Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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