Carlton County property record for 3940 Silver Rd, Kettle River, MN 55757
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 24.1 acres (1,050,667 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,400 (Aug 2017) |
| Tax Bill | $896 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-016-1050 |
| Primary APN | 66-016-1050 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,050,667 sqft (24.1 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 22255 |
|---|---|
| Street Address | 3940 SILVER RD |
| City | KETTLE RIVER |
| State | MN |
| Zip | 55757-8600 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | NW1/4 NW1/4 OR GOVT LOT 1 TOWN OF SILVER TOWNSHIP |
| Legal Range | 20 |
| Legal Township | 46 |
| Legal Section | 07 |
| Legal Subdivision | TOWN OF SILVER TOWNSHIP |
| Legal Lot Number | 1 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | SILVER |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 70600 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 506 FITZGERALD PL NE, OWATONNA, MN 55060-1487 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage CORNERSTONE STATE BANK |
| Aug 18, 2017 | Deed of Trust, Mortgage AMERICAN NATIONAL BANK OF MINNESOTA |
| Aug 18, 2017 | Warranty Deed, Transfer BARTON COUNTY TITLE COMPANY, CARLTON COUNTY TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on Record |
| Deed Sale | Aug 18, 2017 · Amount on Record |
| Prior Sale | Apr 11, 2016 · Amount on Record |
| Deed Document Number | 2017475727 |
| Prior Transfer Date | Feb 17, 2012 |
| Prior Transfer Doc | 0000442047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 3940 SILVER RD, KETTLE RIVER, MN 55757-8600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | A000516077 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | A000516077 |
| Name | CORNERSTONE STATE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 232 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 3940 SILVER RD, KETTLE RIVER, MN 55757-8600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000475726 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | A000475726 |
| Name | AMERICAN NATIONAL BANK OF MINNESOTA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 14, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Aug 18, 2017 |
| Property Address | 3940 SILVER RD, KETTLE RIVER, MN 55757-8600 |
| Document Number | A000475727 |
| Instrument Date | Aug 14, 2017 |
| Instrument | A000475727 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | BARTON COUNTY TITLE COMPANY, CARLTON COUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $205.92 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 426, SARTELL, MN 56377-0426 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Silver Township |
| Unified School District | Moose Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $896.00 (+104.57%) | ||
| 2025 | $92,200 (+3.6%) Land $54,300 Building $37,900 | $92,200 (+3.6%) Land $54,300 Building $37,900 | |
| 2024 | $438.00 | $89,000 (+100.45%) Land $54,300 Building $34,700 | $89,000 (+100.45%) Land $54,300 Building $34,700 |
| 2023 | $438.00 | $44,400 (-) Land $43,900 Building $500 | $44,400 (-) Land $43,900 Building $500 |
| 2022 | $44,400 Land $43,900 Building $500 | $44,400 Land $43,900 Building $500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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