4009 Dancing Cloud Ct, Unit 48, Destin, FL 32541 Property Records

Okaloosa County property record for 4009 Dancing Cloud Ct, Unit 48, Destin, FL 32541 · Last verified December 2025

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,013 sqft · built 1999
Lot Size	17.8 acres (775,514 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2019)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8809-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8809-9`
Alternative APN	`00-2S-22-1050-0003-0048`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,013 sqft Heated Area

Exterior

Year Built	Built 1999
Lot Area	775,514 sqft

Location & Zoning

Street Address	4009 DANCING CLOUD CT UNIT 48, 48
City	DESTIN
State	FL
Zip	32541-3385
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 48 BLDG 3
Legal Range	22
Legal Township	02S
Legal Subdivision	INDIAN LAKE CONDO
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-598-8809-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2854 PENNEY LN, CRESTVIEW, FL 32539-6322
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Jun 04, 2013 · Amount on Record
Deed Document Number	3299932
Deed Book / Page	3415 / 1723
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 23, 2019
Property Address	4009 DANCING CLOUD CT UNIT 48, 48, DESTIN, FL 32541-3385
Document Number	0034151723
Book / Page	3415 / 1723
Map Reference	MB 2672 PG 3597
Instrument Date	Aug 22, 2019
Instrument	3299932
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 N COUNTY HIGHWAY 393, 1421, SANTA ROSA BEACH, FL 32459-3885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 DANCING CLOUD CT UNIT 297, 297, DESTIN, FL 32541-8565

Mortgage

Document Number	0034151730
Date	Aug 23, 2019
Instrument	3415-1730

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,006.00 (+8.49%)	$210,000 (+2.44%) Building $210,000	$210,000 (+2.44%) Building $210,000
2023	$1,849.00 (+13.3%)	$205,000 (+17.82%) Building $205,000	$205,000 (+17.82%) Building $205,000
2022	$1,632.00	$174,000 Building $174,000	$174,000 Building $174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured 533 under condo master policies
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.