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4009 Dancing Cloud Ct, Unit 47, Destin, FL 32541 Property Records

Okaloosa County property record for 4009 Dancing Cloud Ct, Unit 47, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,013 sqft · built 1999
Lot Size17.8 acres (775,514 sqft)
OwnerIndividual Name on File
Last Sale$124,500 (Mar 2019)
Tax Bill$1,813 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-598-8808-1

Property Details

APN / Parcel Number

Primary APNC56-000-598-8808-1
Alternative APN
  • 00-2S-22-1050-0003-0047

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,013 sqft Heated Area

Exterior

Year BuiltBuilt 1999
Lot Area775,514 sqft

Location & Zoning

Street Address4009 DANCING CLOUD CT UNIT 47, 47
CityDESTIN
StateFL
Zip32541-3385
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionINDIAN LAKE CONDO UNIT 47 BLDG 3
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN LAKE CONDO
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23304

Owner

Source: Okaloosa County records · APN C56-000-598-8808-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4009 DANCING CLOUD CT UNIT 47, 47, DESTIN, FL 32541-3385
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU
Jan 27, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 26, 2019Warranty Deed, Transfer · Conventional with PMI
STIFEL BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 26, 2019 · Amount on Record
Deed SaleMar 26, 2019 · Amount on Record
Prior SaleMar 26, 2019 · Amount on Record
Deed Document Number0033903383
Deed Book / Page003390 / 003383
Last Transfer DateJan 27, 2022
Transfer Doc0036004951
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4009 DANCING CLOUD CT UNIT 47, 47, DESTIN, FL 32541-3385
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036163932
DateApr 19, 2022
Book Page3616/3932
Instrument3543118
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2037

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJan 27, 2022
Property Address4009 DANCING CLOUD CT UNIT 47, 47, DESTIN, FL 32541-3385
Document Number0036004951
Book / Page3600 / 4951
Map ReferenceMB 2672 PG 3597
Instrument DateJan 18, 2022
Instrument3522522
Transaction TypeTransfer
Record UpdatedMar 07, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4009 DANCING CLOUD CT UNIT 47, 47, DESTIN, FL 32541-3385

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 26, 2019
Property Address4009 DANCING CLOUD CT UNIT 47, 47, DESTIN, FL 32541-3385
Document Number0033903383
Book / Page003390 / 003383
Instrument DateMar 04, 2019
Instrument3266881
Transaction TypeTransfer
Record UpdatedApr 08, 2019
Title CompanyH AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$871.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4009 DANCING CLOUD CT #47 DESTIN FL 325413385, 47, DESTIN, FL 32541-3385

Mortgage

Document Number33903384
DateMar 26, 2019
Book Page003390/003384
Instrument3266882
Lender
NameSTIFEL BK&TR
TypeBank
AddressST LOUIS, MT 63144
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 25, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,813.00 (-1.95%) Homeowner's exemption$210,000 (+2.44%) Building $210,000$210,000 (+2.44%) Building $210,000
2023$1,849.00 (+13.3%)$205,000 (+17.82%) Building $205,000$205,000 (+17.82%) Building $205,000
2022$1,632.00$174,000 Building $174,000$174,000 Building $174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies576 units insured
533 under condo master policies
Nearby Flood Claims106 (1978–2020)
Claims Outside the SFHA69 of 106
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Hurricane Dennis, Jul 2005 · 12 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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