Osceola County property record for 4008 Eternity Cir, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,859 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $179,300 (2013) |
| Tax Bill | $2,816.00 (2025) |
| Primary APN | 34-26-30-0094-0001-2280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,859 sqft Living Area |
| Gross Area | 2,487 sqft Gross Area |
| 1st Floor | 1,859 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 120 ft x 63 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 438 sqft Garage |
| Porch Area | 190 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4008 ETERNITY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8269 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3A PB 22 PG 41-43 LOT 228 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT PH 3A |
| Legal Phase | 3A |
| Legal Tract | 94 |
| Legal Block | 2280 |
| Legal Lot Number | 228 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 43207 |
Source: Osceola County records · APN 34-26-30-0094-0001-2280
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4008 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 14, 2018 | Loan Modification, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2013 · Amount on Record |
| Deed Sale | Jul 30, 2013 · Amount on Record |
| Deed Doc Number | 2013119156 |
| Deed Book / Page | 4480 / 339 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4008 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4008 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Document Number | 0064452604 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 6445/2604 |
| Instrument | 2023095965 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4008 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056271582 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 5627/1582 |
| Instrument | 2019151663 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 21, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4008 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Document Number | 0053201209 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 4008 ETERNITY CIR ST CLOUD FL 347728269, ST CLOUD, FL 34772-8269 |
| Document Number | 0053201209 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 005320/001209 |
| Instrument | 62499 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 19, 2043 |
| Rate | 3.5% |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,816.00 (+3.61%) Homeowner's exemption | $200,235 (+5.99%) | $329,100 (+0.12%) Land $75,000 Building $254,100 |
| 2024 | $2,718.00 (+2.84%) | ||
| 2023 | $2,643.00 (+3.81%) Homeowner's exemption | $188,925 (+3%) | $328,700 (+16.03%) Land $60,000 Building $268,700 |
| 2022 | $2,546.00 Homeowner's exemption | $183,423 | $283,300 Land $55,000 Building $228,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 240 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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