Osceola County property record for 4002 Eternity Cir, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,434 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2021) |
| Tax Bill | $6,025.00 (2024) |
| Primary APN | 34-26-30-0094-0001-2290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 3,311 sqft Gross Area |
| 1st Floor | 2,434 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 675 sqft Garage |
| Patio Area | 120 sqft Patio |
| Porch Area | 202 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4002 ETERNITY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8269 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3A PB 22 PG 41-43 LOT 229 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT PH 3A |
| Legal Phase | 3A |
| Legal Tract | 94 |
| Legal Block | 2290 |
| Legal Lot Number | 229 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 43207 |
Source: Osceola County records · APN 34-26-30-0094-0001-2290
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4002 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Sep 08, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 03, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage R P FNDG INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Prior Sale | Dec 05, 2012 · Amount on Record |
| Deed Doc Number | 202185114 |
| Deed Book / Page | 5971 / 231 |
| Prior Transfer Date | Aug 05, 2020 |
| Prior Transfer Doc | 0057890914 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 02, 2021 |
| Property Address | 4002 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Document Number | 0059710231 |
| Book / Page | 5971 / 231 |
| Map Reference | MB 22 PG 41-43 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021085114 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502 ELKWOOD CT, 502, KISSIMMEE, FL 34743-9025 |
| Name | Verified Name |
|---|---|
| Address | 4002 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Document Number | 5971232 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 5971/232 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 08, 2020 |
| Property Address | 4002 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Document Number | 0057890914 |
| Book / Page | 005789 / 000914 |
| Instrument Date | Aug 05, 2020 |
| Instrument | 119109 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4002 ETERNITY CIR ST CLOUD FL 347728269, ST CLOUD, FL 34772-8269 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4002 ETERNITY CIR, SAINT CLOUD, FL 34772-8269 |
| Document Number | 0057561360 |
| Instrument Date | Jul 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4002 ETERNITY CIR ST CLOUD FL 347728269, ST CLOUD, FL 34772-8269 |
| Document Number | 0057561360 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 005756/001360 |
| Instrument | 93386 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,229.00 (+3.39%) Homeowner's exemption | $390,925 (+5.99%) | $412,100 (-1.08%) Land $75,000 Building $337,100 |
| 2024 | $6,025.00 (+2.41%) | ||
| 2023 | $5,883.00 (+3.32%) Homeowner's exemption | $368,843 (+3%) | $416,600 (+16.34%) Land $60,000 Building $356,600 |
| 2022 | $5,694.00 Homeowner's exemption | $358,100 Land $55,000 Building $303,100 | $358,100 Land $55,000 Building $303,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 240 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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