Highlands County property record for 4007 Loretto Ave, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2024 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Sep 2025) |
| Tax Bill | $488 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-050-0630-0240 |
| Primary APN | C-04-34-28-050-0630-0240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Flooring | Slate |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 459 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4007 LORETTO AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE EST OF SEB UNIT 5 PB 9 PG 51 LOT 24 BLK 63 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 63 |
| Legal Lot Number | 24 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2091 |
| Census Tract | 960503 |
Source: Highlands County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4007 LORETTO AVE, SEBRING, FL 33872-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP |
| May 9, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | May 9, 2019 · Amount on Record |
| Deed Document Number | 2277995 |
| Deed Book / Page | 3143 / 1263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 10, 2025 |
| Property Address | 4007 LORETTO AVE, SEBRING, FL 33872-1916 |
| Document Number | 0002277995 |
| Book / Page | 3143 / 1263 |
| Map Reference | MB 9 PG 51 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 2277995 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5253 AIRPORT BLVD, BARTOW, FL 33830-6615 |
| Name | Verified Name |
|---|---|
| Address | 4007 LORETTO AVE, SEBRING, FL 33872-1916 |
| Document Number | 0031431265 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 3143/1265 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 9, 2019 |
| Property Address | 4007 LORETTO AVE, SEBRING, FL 33872-1916 |
| Document Number | 0001939784 |
| Book / Page | 002691 / 001730 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 1939784 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 230 W MAIN ST WAUCHULA FL 338732822, WAUCHULA, FL 33873-2822 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212,385 (+1,852.97%) Land $20,900 Building $191,485 | $212,385 (+1,852.97%) Land $20,900 Building $191,485 | |
| 2024 | $488.00 (+328.07%) | $10,875 (+20.83%) Land $10,875 | $10,875 (+20.83%) Land $10,875 |
| 2023 | $114.00 (+32.56%) | $9,000 (+1%) Land $9,000 | $9,000 (+1%) Land $9,000 |
| 2022 | $86.00 | $4,500 Land $4,500 | $4,500 Land $4,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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