Highlands County property record for 4000 Loretto Ave, Sebring, FL 33872 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,648 sqft · built 2007 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Owner Name on File |
| Last Sale | $82,000 (Nov 2010) |
| Tax Bill | $3,465 (2024) |
| Deeds & Mortgages | Dec 2019 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C044805006000060 |
| Primary APN | C044805006000060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 120 sqft |
| Driveway | Driveway |
| Driveway Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 200 sqft |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 475 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C044805006000060 |
|---|---|
| Street Address | 4000 LORETTO AVE |
| City | SEBRING |
| State | FL |
| Zip | 33872-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUN N LAKE EST OF SEB UNIT 5 PB 9 PG 51 LOT 6 BLK 60 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 60 |
| Legal Lot Number | 6 7 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2144 |
| Census Tract | 960503 |
Source: Highlands County records · APN C044805006000060
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4000 LORETTO AVE, SEBRING, FL 33872-1915 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Apr 21, 2017 | Deed of Trust, Mortgage · Conventional with PMI MIDFLORIDA FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2010 · Amount on Record |
| Deed Sale | Nov 22, 2010 · Amount on Record |
| Prior Sale | Aug 06, 2010 |
| Deed Document Number | 1602728 |
| Deed Book / Page | 2261 / 1881 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4000 LORETTO AVE, SEBRING, FL 33872-1915 |
| Document Number | 0001969308 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4000 LORETTO AVE SEBRING FL 338721915, SEBRING, FL 33872-1915 |
| Document Number | 0001969308 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 002730/001474 |
| Instrument | 1969308 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4000 LORETTO AVE, SEBRING, FL 33872-1915 |
| Document Number | 0001851229 |
| Book / Page | 002578 / 000155 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2017 |
| Title Company | MIDFLORIDA TITLE PROFESSIONALS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4000 LORETTO AVE SEBRING FL 338721915, SEBRING, FL 33872-1915 |
| Document Number | 0001851229 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 002578/000155 |
| Instrument | 1851229 |
| Name | MIDFLORIDA FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2047 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,336 (+107.93%) Land $22,000 Building $205,336 | $227,336 (-1.03%) Land $22,000 Building $205,336 | |
| 2024 | $3,465.00 (+174.78%) | ||
| 2023 | $1,261.00 (+2.6%) Homeowner's exemption | $109,334 (+3%) | $229,708 (+16.38%) Land $12,000 Building $217,708 |
| 2022 | $1,229.00 Homeowner's exemption | $106,150 | $197,372 Land $6,000 Building $191,372 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 329 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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