4007 Ayers Ln, Carmel, IN 46033 Property Records

Hamilton County property record for 4007 Ayers Ln, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,233 sqft · built 2000
Lot Size0.28 acres (12,197 sqft)
Owner2 Owner Names on Record
Tax Bill$4,753 (2024)
Deeds & MortgagesMar 2024 Second Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-10-17-004-044.000-015

Property Details

APN / Parcel Number

Primary APN29-10-17-004-044.000-015
Alternative APN
  • 0810170004044000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,233 sqft Living Area
1st Floor Area1,042 sqft
2nd Floor Area1,334 sqft
Basement Area982 sqft
Finished Basement857 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions138 ft deep x 87 ft wide
Garage TypeAttached
Garage Area564 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0810170004044000
Street Address4007 AYERS LN
CityCARMEL
StateIN
Zip46033-8415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .28, SECTION 17, TOWNSHIP 18, RANGE 4, SETTERS RUN, SECTION 3, LOT 158, IRREGULAR SHAPE
Legal Range04
Legal Township18
Legal Section17
Legal SubdivisionSETTERS RUN SECTION THREE
Legal Block3
Legal Lot Number158
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2030
Census Tract110515

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4007 AYERS LN, CARMEL, IN 46033-8415
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
MJW FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2010
Deed SaleJul 8, 2010
Prior SaleJun 6, 2003
Deed Document Number0000030663
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address4007 AYERS LN, CARMEL, IN 46033-8415
Transaction TypeMortgage
Record UpdatedApr 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008374
DateMar 13, 2024
Instrument2024008374
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 13, 2054

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address4007 AYERS LN, CARMEL, IN 46033-8415
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054704
DateAug 14, 2020
Instrument2020054704
Lender
NameMJW FINANCIAL LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$456,000 (+8.34%) Land $85,000 Building $371,000$456,000 (+8.34%) Land $85,000 Building $371,000
2024$4,753.00 (+3.44%)$420,900 (+4.05%) Land $61,200 Building $359,700$420,900 (+4.05%) Land $61,200 Building $359,700
2023$4,595.00 (+12.26%) Homeowner's exemption$404,500 (+14.56%) Land $61,200 Building $343,300$404,500 (+14.56%) Land $61,200 Building $343,300
2022$4,093.00 Homeowner's exemption$353,100 Land $61,200 Building $291,900$353,100 Land $61,200 Building $291,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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