Hamilton County property record for 4004 Ayers Ln, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,776 sqft · built 2000 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Dec 2021) |
| Tax Bill | $4,075 (2024) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-17-004-041.000-015 |
| Primary APN | 29-10-17-004-041.000-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,776 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| 2nd Floor Area | 1,208 sqft |
| Attic | Attic |
| Attic Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 138 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 763 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0810170004041000 |
|---|---|
| Street Address | 4004 AYERS LN |
| City | CARMEL |
| State | IN |
| Zip | 46033-8415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .28, SECTION 17, TOWNSHIP 18, RANGE 4, SETTERS RUN, SECTION 3, LOT 155 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 17 |
| Legal Subdivision | SETTERS RUN SECTION THREE |
| Legal Block | 3 |
| Legal Lot Number | 155 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WESTFIELD WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 110515 |
Source: Hamilton County records · APN 29-10-17-004-041.000-015
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4004 AYERS LN, CARMEL, IN 46033-8415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 17, 2017 | Warranty Deed, Transfer · FHA Mortgage WOLFE FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 2021092185 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Dec 27, 2021 |
| Property Address | 4004 AYERS LN, CARMEL, IN 46033-8415 |
| Document Number | 0000092185 |
| Map Reference | DOC 9950775 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021092185 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4004 AYERS LN, CARMEL, IN 46033-8415 |
| Document Number | 0000092186 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021092186 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 4004 AYERS LN, CARMEL, IN 46033-8415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064512 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2019064512 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Jun 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 30, 2020 |
| Property Address | 4004 AYERS LN, CARMEL, IN 46033-8415 |
| Document Number | 2020069209 |
| Map Reference | DOC 9950775 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020069209 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | MTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4004 AYERS LN, CARMEL, IN 46033-8415 |
| Investor | Possibly a Property Investor |
| Document Number | 2020069210 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020069210 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 17, 2017 |
| Property Address | 4004 AYERS LN, CARMEL, IN 46033-8415 |
| Document Number | 2017016255 |
| Map Reference | DOC9950775 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 2017016255 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4004 AYERS LN, CARMEL, IN 46033-8415 |
| Document Number | 2017016256 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017016256 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Westfield Washington Township |
| Municipality | Westfield City |
| Unified School District | Westfield-Washington Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $394,100 (+8.96%) Land $85,000 Building $309,100 | $394,100 (+8.96%) Land $85,000 Building $309,100 | |
| 2024 | $4,075.00 (+3.35%) | $361,700 (+3.94%) Land $61,200 Building $300,500 | $361,700 (+3.94%) Land $61,200 Building $300,500 |
| 2023 | $3,943.00 (+12.11%) Homeowner's exemption | $348,000 (+14.06%) Land $61,200 Building $286,800 | $348,000 (+14.06%) Land $61,200 Building $286,800 |
| 2022 | $3,517.00 Homeowner's exemption | $305,100 Land $61,200 Building $243,900 | $305,100 Land $61,200 Building $243,900 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 271 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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