Bay County property record for 4006 E 9th St, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,162 sqft · built 1985 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (May 1986) |
| Tax Bill | $298 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15178-695-000 |
| Primary APN | 15178-695-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,162 sqft Heated Area |
| Gross Area | 1,577 sqft |
| 1st Floor Area | 1,162 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,364 sqft (0.192 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 350 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4006 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNE & COUNTRY LAKE ESTS 1ST ADD LOT 16 CS#80-331 ORB 904 P 256 ORB 1078 P 659 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 01 |
| Legal Subdivision | COUNTRY LAKE ESTATE |
| Legal Lot Number | 16 CS |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1100 |
4006 E 9th St is owned and occupied by an individual who bought it in May 1986.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4006 E 9TH ST, PANAMA CITY, FL 32404-5928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 1986 · Amount on File |
| Deed Sale | May 19, 1986 · Amount on File |
| Deed Document Number | 0001078659 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4006 E 9th St was $298 with exemptions applied.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $75,890 | $90,018 Land $26,366 Building $63,652 |
| 2023 | $548.00 (-3.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $71,603 (+8.15%) | $81,624 (+16.72%) Land $20,506 Building $61,118 |
| 2022 | $570.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $66,207 | $69,929 Land $19,009 Building $50,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4006 E 9th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1991–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4006 E 9th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
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