4002 E 9th St, Panama City, FL 32404 Property Records

Bay County property record for 4002 E 9th St, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Jul 2024)
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`15178-705-000`

Property Details

APN / Parcel Number

Primary APN	`15178-705-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Heated Area
Gross Area	1,620 sqft
1st Floor Area	1,040 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	312 sqft
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4002 E 9TH ST
City	PANAMA CITY
State	FL
Zip	32404-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNE & COUNTRY LAKE ESTS 1ST ADD LOT 18 ORB 4823 P 1638
Legal Range	14W
Legal Township	04S
Legal Section	01
Legal Subdivision	COUNTRY LAKE ESTATE
Legal Lot Number	18
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2000
Census Tract	1100

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4002 E 9TH ST, PANAMA CITY, FL 32404-5928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2024	Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP
Feb 16, 2023	Warranty Deed, Transfer CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Feb 16, 2023 · Amount on Record
Deed Document Number	2024043167
Deed Book / Page	4823 / 1638
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 23, 2024
Property Address	4002 E 9TH ST, PANAMA CITY, FL 32404-5928
Document Number	0048231638
Book / Page	4823 / 1638
Map Reference	MB 12 PG 16
Instrument Date	Jul 22, 2024
Instrument	2024043167
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FLORIDA LEGAL TITLE LLC, FLORIDA LEGAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 GENTRY DR, MCDONOUGH, GA 30252-2733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 N CHARLENE DR, PANAMA CITY, FL 32404-7503

Mortgage

Document Number	2024043168
Date	Jul 23, 2024
Instrument	2024043168

Lender

Name	BAYWAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 16, 2023
Property Address	4002 E 9TH ST, PANAMA CITY, FL 32404-5928
Document Number	0046571825
Book / Page	4657 / 1825
Map Reference	MB 12 PG 16
Instrument Date	Feb 16, 2023
Instrument	2023009377
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 DAVID AVE, PANAMA CITY, FL 32404-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 GENTRY DR, MCDONOUGH, GA 30252-2733

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,213.00 (+436.39%) Homeowner's exemption	$244,670 (+708.29%) Land $40,500 Building $204,170	$244,670 (+708.29%) Land $40,500 Building $204,170
2023	$599.00 (+15.41%)	$30,270 (+22.06%) Land $30,270	$30,270 (+22.06%) Land $30,270
2022	$519.00	$24,800 Land $24,800	$24,800 Land $24,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1991–2021)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: WOW Internet, Cable & Phone.

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