4005 Georgetown Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4005 Georgetown Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,837 sqft Heated Area
Lot Size	9,453 sqft (0.217 acres)
Garage	Finished, 483 sqft
Occupancy	Owner Occupied
Tax Bill	$1,423.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`88390`
Alternative APN	`262630063100012450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,837 sqft Heated Area
Gross Area	2,762 sqft Gross Area
1st Floor	1,837 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,453 sqft (0.217 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	483 sqft Garage
Porch	Open Porch
Porch Area	442 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	88390
Street Address	4005 GEORGETOWN CT
City	SAINT CLOUD
State	FL
Zip	34772-7058
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SAWGRASS UNIT 3B PB 13 PG 80-81 LOT 245
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 3B
Legal Tract	631
Legal Block	1
Legal Lot Number	245
Legal Unit	3B
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County records · APN 88390

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4005 GEORGETOWN CT, SAINT CLOUD, FL 34772-7058
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2020
Deed Sale	Feb 13, 2020
Deed Book / Page	02066 / 00165
Prior Transfer Date	Jun 17, 2002
Prior Transfer Doc	0206600165
Record Refreshed	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4005 GEORGETOWN CT, SAINT CLOUD, FL 34772-7058
Document Number	0050891807
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4005 GEORGETOWN CT ST CLOUD FL 347727058, ST CLOUD, FL 34772-7058

Mortgage

Document Number	0050891807
Date	Jan 23, 2017
Book Page	005089/001807
Instrument	11970

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (+9.04%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$139,031 (+5.99%)	$316,700 (-2.37%) Land $75,000 Building $241,700
2023	$1,305.00 (-0.99%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$131,178 (+3%)	$324,400 (+18.87%) Land $60,000 Building $264,400
2022	$1,318.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$127,358	$272,900 Land $60,000 Building $212,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.