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4004 Georgetown Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4004 Georgetown Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,388 sqft · built 2002
Lot Size0.388 acres (16,901 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (May 2026)
Tax Bill$7,104 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-26-30-0631-0001-2600

Property Details

APN / Parcel Number

Primary APN26-26-30-0631-0001-2600
Alternative APNs
  • 263026063100012600
  • 88405

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area3,149 sqft
1st Floor Area2,388 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,901 sqft (0.388 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchFinished/Open Porch
Porch Area275 sqft
Deck Area510 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4004 GEORGETOWN CT
CitySAINT CLOUD
StateFL
Zip34772-7058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionSAWGRASS UNIT 3B PB 13 PG 80-81 LOT 260
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionSAWGRASS UNIT 3B
Legal Tract631
Legal Block2600
Legal Lot Number260
Legal Unit3B
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43304

Owner

Source: Osceola County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4004 GEORGETOWN CT, SAINT CLOUD, FL 34772-7058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on Record
Deed SaleMay 1, 2026 · Amount on Record
Prior SaleMay 8, 2002 · Amount on Record
Deed Document Number202658138
Deed Book / Page6965 / 731
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 1, 2026
Property Address4004 GEORGETOWN CT, SAINT CLOUD, FL 34772-7058
Document Number0000058138
Book / Page6965 / 731
Instrument DateApr 30, 2026
Instrument2026.58138
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyEDGEWATER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$314,615.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 GEORGETOWN CT, SAINT CLOUD, FL 34772-7058

Mortgage

Document Number0000058139,
DateMay 1, 2026
Instrument2026..58139
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,104.00 (+159.36%)$396,700 (+108.69%) Land $75,000 Building $321,700$396,700 (-2.86%) Land $75,000 Building $321,700
2024$2,739.00 (+2.82%)
2023$2,664.00 (+3.82%) Homeowner's exemption$190,092 (+3%)$408,400 (+18.96%) Land $60,000 Building $348,400
2022$2,566.00 Homeowner's exemption$184,556$343,300 Land $60,000 Building $283,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: CenturyLink.

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