DeKalb County property record for 4004 Co Rd 4, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,472 sqft · built 1940 |
| Lot Size | 75.8 acres (3,304,897 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,574 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-11-100-001.000-018 |
| Primary APN | 17-02-11-100-001.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 3,304,897 sqft (75.8 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lean-To | 1,056 sqft |
| Heating System | Central |
|---|
| Account Number | 100211100001 |
|---|---|
| Street Address | 4004 COUNTY ROAD 4 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NW1/4 NW1/4 EX 1.98A NW CORNER SECTION 11 TWP 35 RANGE 13 ACRES 75.87 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20100 |
4004 Co Rd 4, a rural home, is owned by two individuals who acquired it in June 2012.
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5380 W 700 S, HUDSON, IN 46747-9701 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 4, 2012 |
| Transfer Doc | 201203290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 4004 COUNTY ROAD 4, WATERLOO, IN 46793-9778 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5380 W 700 S, HUDSON, IN 46747-9701 |
| Document Number | 0202201996 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 202201996 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
The 2025 property tax bill for 4004 Co Rd 4 was $3,574, down 0.1% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,574.00 (-0.06%) | $296,400 (+4.7%) Land $157,800 Building $138,600 | $296,400 (+4.7%) Land $157,800 Building $138,600 |
| 2024 | $3,576.00 (-3.51%) | $283,100 (+9.39%) Land $150,800 Building $132,300 | $283,100 (+9.39%) Land $150,800 Building $132,300 |
| 2023 | $3,706.00 (+13.54%) | $258,800 (+18.93%) Land $129,400 Building $129,400 | $258,800 (+18.93%) Land $129,400 Building $129,400 |
| 2022 | $3,264.00 | $217,600 Land $104,800 Building $112,800 | $217,600 Land $104,800 Building $112,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4004 Co Rd 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4004 Co Rd 4 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T.
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