4868 Co Rd 4, Waterloo, IN 46793 Property Records

DeKalb County property record for 4868 Co Rd 4, Waterloo, IN 46793

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1976
Lot Size2.75 acres (119,790 sqft)
Owner2 Individual Names on Record
Last Sale$74,000 (Aug 2013)
Tax Bill$1,411 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-03-07-100-006.000-005

Property Details

APN / Parcel Number

Primary APN17-03-07-100-006.000-005
Alternative APN
  • 040307100006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Basement Area252 sqft
Unfinished Basement252 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area119,790 sqft (2.75 acres)
TerrainRolling
Garage TypeAttached
Garage Area343 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number040307100006
Street Address4868 COUNTY ROAD 4
CityWATERLOO
StateIN
Zip46793-9770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT E1/2 OF W FRL1/2 NW1/4 SECTION 7 TWP 35 RANGE 14 ACRES 2.75
JurisdictionDE KALB IN
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3016
Census Tract20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4840 COUNTY ROAD 4, WATERLOO, IN 46793-9770
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2013 · Amount on Record
Deed SaleAug 30, 2013 · Amount on Record
Deed Document Number20139625465
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address4868 COUNTY ROAD 4, WATERLOO, IN 46793-9770
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700125
DateJan 10, 2017
Instrument201700125
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionFranklin Township
Unified School DistrictHamilton Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,411.00 (+5.69%)$139,700 (+9.57%) Land $47,400 Building $92,300$139,700 (+9.57%) Land $47,400 Building $92,300
2024$1,335.00 (+2.77%)$127,500 (+7.32%) Land $43,100 Building $84,400$127,500 (+7.32%) Land $43,100 Building $84,400
2023$1,299.00 (+18.63%)$118,800 (+13.36%) Land $39,900 Building $78,900$118,800 (+13.36%) Land $39,900 Building $78,900
2022$1,095.00$104,800 Land $34,700 Building $70,100$104,800 Land $34,700 Building $70,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimMar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lakeland Internet
Fixed Wireless
500 / 100
Mercury Fiber
Fixed Wireless
150 / 20
MetaLINK Technologies
Fixed Wireless
25 / 5

May also be available: AT&T, Steuben County REMC.

Nearby Properties on Co Rd 4

Nearby Streets

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