Calvert County property record for 4004 Arc Ct, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 988 sqft · built 1989 |
| Lot Size | 0.128 acres (5,582 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,728 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-101452 |
| Primary APN | 03-101452 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 988 sqft Total Area |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,582 sqft (0.128 acres) |
| View / Lot | Waterfront |
| Deck Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 101452 |
|---|---|
| Street Address | 4004 ARCADE CT |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MCR |
| Legal Description | LT 3 PLAT 2 CHESAPEAKE STATION |
| Legal Lot Number | 3 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 860402 |
4004 Arc Ct is owned and occupied by two individuals who acquired it in October 2009.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4004 ARCADE CT, CHESAPEAKE BEACH, MD 20732-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2006 |
| Deed Sale | Oct 24, 2006 |
| Prior Sale | Apr 18, 2002 · Amount on File |
| Deed Document Number | 200671007 |
| Deed Book / Page | 2865 / 558 |
| Last Transfer Date | Oct 28, 2009 |
| Transfer Doc | 0034120155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4004 ARCADE CT, CHESAPEAKE BEACH, MD 20732-9657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4004 ARCADE CT, CHESAPEAKE BEACH, MD 20732-9657 |
| Document Number | 0063930268 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 6393/268 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | CLINTON, MD 20735 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4004 ARCADE CT, CHESAPEAKE BEACH, MD 20732-9657 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0058480359 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 5848/359 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 4004 Arc Ct was $5,728.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,167 (+4.56%) | $607,900 (+13.67%) Land $305,000 Building $302,900 | |
| 2025 | $5,728.00 | $534,800 Land $305,000 Building $229,800 | $534,800 Land $305,000 Building $229,800 |
| 2023 | $5,020.00 | $501,733 | $534,800 Land $305,000 Building $229,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4004 Arc Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1981–2022) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4004 Arc Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures