Calvert County property record for 4000 Arc Ct, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 846 sqft · built 1985 |
| Lot Size | 0.128 acres (5,597 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (May 2023) |
| Tax Bill | $5,354 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-101436 |
| Primary APN | 03-101436 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 846 sqft Total Area |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,597 sqft (0.128 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 316 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 101436 |
|---|---|
| Street Address | 4000 ARCADE CT |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MCR |
| Legal Description | LT 1 PLAT 2 CHESAPEAKE STATION |
| Legal Subdivision | CHESAPEAKE STATION |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 860402 |
4000 Arc Ct is owned and occupied by an individual who bought it in May 2023.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4000 ARCADE CT, CHESAPEAKE BEACH, MD 20732-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 19, 2022 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Prior Sale | Jul 19, 2022 · Amount on File |
| Deed Book / Page | 6427 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 1, 2023 |
| Property Address | 4000 ARCADE CT, CHESAPEAKE BEACH, MD 20732-9657 |
| Document Number | 0064270243 |
| Book / Page | 6427 / 243 |
| Map Reference | MB ABE 1 FO 183 |
| Instrument Date | Apr 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4000 ARCADE CT, CHESAPEAKE BEACH, MD 20732-9657 |
| Document Number | 0006427250 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 6427/250 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jul 19, 2022 |
| Property Address | 4000 ARCADE CT, CHESAPEAKE BEACH, MD 20732-9657 |
| Document Number | 0063150310 |
| Book / Page | 6315 / 310 |
| Map Reference | MB ABE 1 FO 183 |
| Instrument Date | Jul 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1440 BURTON AVE, LUTHERVILLE TIMONIUM, MD 21093-5001 |
| Document Number | 0006315315 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 6315/315 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4000 ARCADE CT, CHESAPEAKE BEACH, MD 20732-9657 |
| Document Number | 0053200493 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4000 ARCADE CT CHESAPEAKE BEACH MD 207329657, CHESAPEAKE BEACH, MD 20732-9657 |
| Document Number | 0053200493 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 005320/000493 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4000 Arc Ct was $5,354.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,733 (+9.79%) | $645,400 (+29.36%) Land $180,100 Building $465,300 | |
| 2025 | $5,354.00 | $498,900 Land $180,100 Building $318,800 | $498,900 Land $180,100 Building $318,800 |
| 2023 | $3,997.00 | $399,500 | $498,900 Land $180,100 Building $318,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4000 Arc Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1981–2022) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4000 Arc Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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