Highlands County property record for 4004 Ann Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,984 sqft · built 1990 |
| Lot Size | 0.761 acres (33,165 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Aug 2023) |
| Tax Bill | $2,565 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jan 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-12-34-28-030-0000-1090 |
| Primary APN | C-12-34-28-030-0000-1090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,984 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 2,768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 33,165 sqft (0.761 acres) |
| Lot Dimensions | 587 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 769 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4004 ANN AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE SEBRING ESTATES PB 4-PG 79 SLY 1/2 OF LOT 109 + ALL LOT 110 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 12 |
| Legal Subdivision | LAKE SEBRING ESTATES |
| Legal Lot Number | 110 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 960700 |
Source: Highlands County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4004 ANN AVE, SEBRING, FL 33870-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 13, 2022 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Prior Sale | Jul 15, 2019 · Amount on Record |
| Deed Document Number | 20232164054 |
| Deed Book / Page | 2991 / 1865 |
| Prior Transfer Date | Jan 12, 2022 |
| Prior Transfer Doc | 0002072623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 4004 ANN AVE, SEBRING, FL 33870-1129 |
| Document Number | 0002164054 |
| Book / Page | 2991 / 1865 |
| Map Reference | MB 4 PG 79 |
| Instrument Date | Jul 3, 2023 |
| Instrument | 2164054 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | PERFORMANCE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34046 ALAMEDA DR, SANFORD, FL 32772 |
| Name | Verified Name |
|---|---|
| Address | 4004 ANN AVE, SEBRING, FL 33870-1129 |
| Document Number | 0029911868 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2991/1868 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 13, 2022 |
| Property Address | 4004 ANN AVE, SEBRING, FL 33870-1129 |
| Document Number | 0002072623 |
| Book / Page | 2877 / 456 |
| Map Reference | MB 4 PG 79 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2072623 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4004 ANN AVE, 4004, SEBRING, FL 33870-1129 |
| Name | Verified Name |
|---|---|
| Address | 4004 ANN AVE, SEBRING, FL 33870-1129 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 15, 2019 |
| Property Address | 4004 ANN AVE, SEBRING, FL 33870-1129 |
| Document Number | 0001948299 |
| Book / Page | 002702 / 001463 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 1948299 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4004 ANN AVE SEBRING FL 338701129, SEBRING, FL 33870-1129 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 15, 2019 |
| Property Address | 4004 ANN AVE, SEBRING, FL 33870-1129 |
| Document Number | 0001948298 |
| Book / Page | 002702 / 001461 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 1948298 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $609.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4004 ANN AVE SEBRING FL 338701129, SEBRING, FL 33870-1129 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $207,302 (-40.02%) | $406,986 (+17.75%) Land $27,000 Building $379,986 | |
| 2024 | $2,565.00 (-44.06%) | ||
| 2023 | $4,585.00 (+143.24%) Homeowner's exemption | $345,634 (+124.39%) Land $20,250 Building $325,384 | $345,634 (+16.89%) Land $20,250 Building $325,384 |
| 2022 | $1,885.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption | $154,034 | $295,693 Land $12,825 Building $282,868 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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