4004 Ann Ave, Sebring, FL 33870 Property Records

Highlands County property record for 4004 Ann Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,984 sqft · built 1990
Lot Size0.761 acres (33,165 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Aug 2023)
Tax Bill$2,565 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC-12-34-28-030-0000-1090

Property Details

APN / Parcel Number

Primary APNC-12-34-28-030-0000-1090

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,984 sqft Living Area
Gross Area3,512 sqft
1st Floor Area2,768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area33,165 sqft (0.761 acres)
Lot Dimensions587 ft deep x 112 ft wide
Garage TypeAttached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area720 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area769 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4004 ANN AVE
CitySEBRING
StateFL
Zip33870-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE SEBRING ESTATES PB 4-PG 79 SLY 1/2 OF LOT 109 + ALL LOT 110
Legal Range28E
Legal Township34S
Legal Section12
Legal SubdivisionLAKE SEBRING ESTATES
Legal Lot Number110
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3005
Census Tract960700

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4004 ANN AVE, SEBRING, FL 33870-1129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 13, 2022Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2023 · Amount on Record
Deed SaleAug 11, 2023 · Amount on Record
Prior SaleJul 15, 2019 · Amount on Record
Deed Document Number20232164054
Deed Book / Page2991 / 1865
Prior Transfer DateJan 12, 2022
Prior Transfer Doc0002072623
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 11, 2023
Property Address4004 ANN AVE, SEBRING, FL 33870-1129
Document Number0002164054
Book / Page2991 / 1865
Map ReferenceMB 4 PG 79
Instrument DateJul 3, 2023
Instrument2164054
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyPERFORMANCE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34046 ALAMEDA DR, SANFORD, FL 32772

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 ANN AVE, SEBRING, FL 33870-1129

Mortgage

Document Number0029911868
DateAug 11, 2023
Instrument2991/1868
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJan 13, 2022
Property Address4004 ANN AVE, SEBRING, FL 33870-1129
Document Number0002072623
Book / Page2877 / 456
Map ReferenceMB 4 PG 79
Instrument DateJan 12, 2022
Instrument2072623
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4004 ANN AVE, 4004, SEBRING, FL 33870-1129

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 ANN AVE, SEBRING, FL 33870-1129

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 15, 2019
Property Address4004 ANN AVE, SEBRING, FL 33870-1129
Document Number0001948299
Book / Page002702 / 001463
Instrument DateJun 27, 2019
Instrument1948299
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address4004 ANN AVE SEBRING FL 338701129, SEBRING, FL 33870-1129

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 15, 2019
Property Address4004 ANN AVE, SEBRING, FL 33870-1129
Document Number0001948298
Book / Page002702 / 001461
Instrument DateJun 27, 2019
Instrument1948298
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$609.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4004 ANN AVE SEBRING FL 338701129, SEBRING, FL 33870-1129

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$207,302 (-40.02%)$406,986 (+17.75%) Land $27,000 Building $379,986
2024$2,565.00 (-44.06%)
2023$4,585.00 (+143.24%) Homeowner's exemption$345,634 (+124.39%) Land $20,250 Building $325,384$345,634 (+16.89%) Land $20,250 Building $325,384
2022$1,885.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption$154,034$295,693 Land $12,825 Building $282,868

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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