3923 Ann Ave, Sebring, FL 33870 Property Records

Highlands County property record for 3923 Ann Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 2024
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Apr 2024)
Tax Bill	$433 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C124803000000920`

Property Details

APN / Parcel Number

Primary APN	`C124803000000920`
Alternative APN	`C-12-34-28-030-0000-0920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,102 sqft Living Area
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	272 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C124803000000920
Street Address	3923 ANN AVE
City	SEBRING
State	FL
Zip	33870-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE SEBRING ESTATES PB 4-PG 79 LOT 92
Legal Range	28E
Legal Township	34S
Legal Section	12
Legal Subdivision	LAKE SEBRING ESTATES
Legal Lot Number	92
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3007
Census Tract	960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2557 YORK ST, OPA LOCKA, FL 33054-4049
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Mar 10, 2021	Public Action, Foreclosure SERVICELINK
Dec 15, 2020	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	2200241
Deed Book / Page	3039 / 672
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 25, 2024
Property Address	3923 ANN AVE, SEBRING, FL 33870-1100
Document Number	0002200241
Book / Page	3039 / 672
Map Reference	MB 4 PG 79
Instrument Date	Apr 18, 2024
Instrument	2200241
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	918 S PALMER AVE, AVON PARK, FL 33825-4529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2557 YORK ST, OPA LOCKA, FL 33054-4049

Mortgage

Document Number	0003039674
Date	Apr 25, 2024
Instrument	3039/674

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 10, 2021
Property Address	3923 ANN AVE, SEBRING, FL 33870-1100
Document Number	0002023136
Book / Page	2807 / 1535
Map Reference	MB 4 PG 79
Instrument Date	Mar 10, 2021
Instrument	2023136
Transaction Type	Foreclosure
Record Updated	Dec 15, 2025
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$26.60
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 S PALMER AVE, AVON PARK, FL 33825-4529

December 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 15, 2020
Property Address	3923 ANN AVE, SEBRING, FL 33870-1100
Document Number	0002010878
Book / Page	002790 / 000117
Instrument Date	Dec 10, 2020
Instrument	2010878
Transaction Type	Foreclosure
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,528 (+1,611.36%) Land $15,000 Building $177,528	$192,528 (+1,611.36%) Land $15,000 Building $177,528
2024	$433.00 (+15.47%)
2023	$375.00 (+2%)	$11,250 (+57.89%) Land $11,250	$11,250 (+57.89%) Land $11,250
2022	$125.00	$7,125 Land $7,125	$7,125 Land $7,125

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1998–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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