4002 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 4002 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,312 sqft · built 1940
Lot Size	0.06 acres (2,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2020)
Tax Bill	$3,881 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-059189`

Property Details

APN / Parcel Number

Primary APN	`03-059189`
Alternative APNs	`3059189` `059189`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,312 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,625 sqft (0.06 acres)
Lot Dimensions	105 ft deep x 25 ft wide
Porch	Open Porch
Porch Area	192 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	059189
Street Address	4002 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 BLK 15 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	15
Legal Lot Number	17
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2008
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2877 TARTAN LN, CHESAPEAKE BEACH, MD 20732
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Mar 23, 2022	Intrafamily Transfer, Transfer VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC
Dec 2, 2020	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Apr 29, 2015 · Amount on Record
Deed Book / Page	5780 / 403
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	0054910343
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4002 3RD ST, NORTH BEACH, MD 20714-4042
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062590054
Date	Apr 8, 2022
Book Page	6259/54

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Mar 23, 2022
Property Address	4002 3RD ST, NORTH BEACH, MD 20714-4042
Document Number	0062450067
Book / Page	6245 / 67
Map Reference	MB GWD 8 PL 305
Instrument Date	Mar 9, 2022
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2877 TARTAN LN, CHESAPEAKE BEACH, MD 20732

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 2, 2020
Property Address	4002 3RD ST, NORTH BEACH, MD 20714-4042
Document Number	0057800403
Book / Page	5780 / 403
Map Reference	MB GWD 8 PL 305
Instrument Date	Nov 25, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4002 3RD ST, NORTH BEACH, MD 20714-4042

Mortgage

Document Number	5780412
Date	Dec 2, 2020
Instrument	5780/412

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 12, 2019
Property Address	4002 3RD ST, NORTH BEACH, MD 20714-4042
Document Number	0054910343
Book / Page	005491 / 000343
Instrument Date	Nov 25, 2019
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4002 3RD ST NORTH BEACH MD 207144042, NORTH BEACH, MD 20714-4042

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,100 (+0.83%)	$260,300 (+2.48%) Land $82,400 Building $177,900
2025	$3,881.00 (+36.46%)	$254,000 (+12.46%) Land $82,400 Building $171,600	$254,000 (-) Land $82,400 Building $171,600
2023	$2,844.00	$225,867	$254,000 Land $82,400 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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