3940 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3940 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,974 sqft · built 1940
Lot Size	0.194 acres (8,437 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Apr 2022)
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Dec 2022 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-058808`

Property Details

APN / Parcel Number

Primary APN	`03-058808`
Alternative APNs	`3058808` `058808`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,974 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,437 sqft (0.194 acres)
Deck Area	380 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	058808
Street Address	3940 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 4-6 & PAR D BLK 24 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	24
Legal Lot Number	4-6
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2007
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3940 3RD ST, NORTH BEACH, MD 20714-4053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 19, 2022	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 11, 2017	Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Book / Page	6264 / 183
Last Transfer Date	Aug 25, 2022
Transfer Doc	0063780471
Record Updated	Sep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 6, 2022
Property Address	3940 3RD ST, NORTH BEACH, MD 20714-4053
Document Number	0063780471
Book / Page	6378 / 471
Map Reference	LB 4599 FO 365
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 715, NORTH BEACH, MD 20714-0715
Mail Care Of	SAMANTHA QUINLAN

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 19, 2022
Property Address	3940 3RD ST, NORTH BEACH, MD 20714-4053
Document Number	0062640183
Book / Page	6264 / 183
Map Reference	MB GWD 8 PG 305
Instrument Date	Apr 12, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NOT AVAILABLE, TITAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3940 3RD ST, NORTH BEACH, MD 20714-4053

Mortgage

Document Number	0006264194
Date	Apr 19, 2022
Instrument	6264/194

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 11, 2017
Property Address	3940 3RD ST, NORTH BEACH, MD 20714-4053
Document Number	0050580492
Book / Page	5058 / 492
Map Reference	MB GWD8 PG305
Instrument Date	Sep 5, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3940 3RD ST, NORTH BEACH, MD 20714-4053

Mortgage

Document Number	0005058497
Date	Sep 11, 2017
Instrument	5058/497

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,867 (+2%)	$453,000 (+6.01%) Land $94,000 Building $359,000
2025	$6,596.00 (+65.69%)	$427,300 (+35.15%) Land $94,000 Building $333,300	$427,300 (-) Land $94,000 Building $333,300
2023	$3,981.00	$316,167	$427,300 Land $94,000 Building $333,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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