3915 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 3915 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,064 sqft
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2018)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-442-0194-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-442-0194-000`

Interior

Full Baths	1 Bath
Building Area	2,064 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	150 ft deep x 46 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3915 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 46' OF W 56' OF LOT 387 MEAS ALG N CHANNEL SUP ROY T GILBERTS PLAT NO 2 FRAC SEC 8 9 & 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	08
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #2
Legal Lot Number	387
Legal Unit	387
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3915 POINTE TREMBLE RD, ALGONAC, MI 48001-4649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LEVEL ONE BANK
Aug 17, 2018	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	201818503
Deed Book / Page	4978 / 815
Last Transfer Date	Jun 8, 2020
Transfer Doc	0005211398
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 13, 2020
Property Address	3915 POINTE TREMBLE RD, ALGONAC, MI 48001-4649
Document Number	0005211398
Book / Page	5211 / 398
Map Reference	LB 48 PG 32
Instrument Date	Jun 8, 2020
Instrument	2020015800
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3915 POINTE TREMBLE RD, ALGONAC, MI 48001-4649

Mortgage

Document Number	2020015801
Date	Jul 13, 2020
Instrument	2020015801

Lender

Name	LEVEL ONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 17, 2018
Property Address	3915 POINTE TREMBLE RD, ALGONAC, MI 48001-4649
Document Number	0004978815
Book / Page	4978 / 815
Map Reference	LB 48 PG 32
Instrument Date	Jul 31, 2018
Instrument	2018018503
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 330, BLACK HAWK, CO 80422-0330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9886 ROSE ST, TAYLOR, MI 48180-3031

Mortgage

Document Number	2018018504
Date	Aug 17, 2018
Instrument	2018018504

Lender

Name	PLATINUM HOME MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3915 POINTE TREMBLE RD, ALGONAC, MI 48001-4649
Document Number	0048670659
Book / Page	004867 / 000659
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12732 HIGHWAY 119 BLACK HAWK CO 804224000, BLACK HAWK, CO 80422-4000

Mortgage

Document Number	0048670659
Date	Sep 11, 2017
Book Page	004867/000659

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,000 (+10.34%)	$316,000 (+10.34%)
2025	$4,332.00 (+2.29%) Homeowner's exemption	$143,200 (+14.29%)
2024	$4,235.00 (+8.76%)		$286,400 (+14.29%)
2023		$125,300
2022	$3,894.00		$250,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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