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40005 85th Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 40005 85th Ave, Onamia, MN 56359

Property Summary

Property TypeCommercial
Lot Size10 acres (435,600 sqft)
OwnerCompany Name on Record
Last Sale$3,500,000 (Feb 2024)
Tax Bill$1,512 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-011-0900

Property Details

APN / Parcel Number

Primary APN17-011-0900

Exterior

Lot Area435,600 sqft (10 acres)
Garage TypeMixed
Garage Area2,880 sqft
Parking Spaces10 Parking Spaces

Location & Zoning

Street Address40005 85TH AVE
CityONAMIA
StateMN
Zip56359-7841
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS 1/4 OF SE OF SW 11 42 26 10.00
Legal Range26
Legal Township42
Legal Section11
Legal SubdivisionFIRST ADDITION
JurisdictionMILLE LACS MN
Township / Civil DivisionSOUTH HARBOR
Census Block Group2
Census Block2012
Census Tract970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address411 S 1ST AVE, ALBERT LEA, MN 56007-1779
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2024 · Amount on Record
Deed SaleFeb 20, 2024 · Amount on Record
Prior SaleMay 22, 2013 · Amount on Record
Deed Document Number2024440013
Prior Transfer DateFeb 14, 2024
Prior Transfer Doc000A440013
Record UpdatedOct 29, 2026

February 2024: Land Contract, Transfer

Document TypeLand Contract
JurisdictionMILLE LACS MN
Recording DateFeb 20, 2024
Property Address40005 85TH AVE, ONAMIA, MN 56359-7841
Document Number000A440013
Instrument DateFeb 14, 2024
InstrumentA440013
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 S 1ST AVE, ALBERT LEA, MN 56007-1779
InvestorPossibly a Property Investor

Mortgage

DateFeb 20, 2024
Lender
NameIZATYS ACQUISITION CORP
TypeNon-Lending Institution
Agreement
TypeLand Contract
AmountAmount Recorded
Term60 Months
DueFeb 14, 2029
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionSouth Harbor Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,512.00 (-2.45%)$121,400 (+10.67%) Land $100,100 Building $21,300$121,400 (+10.67%) Land $100,100 Building $21,300
2025$1,550.00 (+103.41%)$109,700 (+24.94%) Land $88,100 Building $21,600$109,700 (+24.94%) Land $88,100 Building $21,600
2023$762.00$87,800 Land $65,000 Building $22,800$87,800 Land $65,000 Building $22,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Midco
Cable		250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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