Mecklenburg County property record for 4000 Peggy Ln, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,643 sqft · built 1965 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,000 (Aug 2019) |
| Tax Bill | $3,166 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-221-25 |
| Primary APN | 195-221-25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,643 sqft Living Area |
| 1st Floor Area | 1,643 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.06 acres) |
| View / Lot | Rural |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Open Porch |
| Porch Area | 85 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4000 PEGGY LN |
|---|---|
| City | MINT HILL |
| State | NC |
| Zip | 28227-8837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L7 BA M12-131 |
| Legal Subdivision | WP THOMAS PROPERTY |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5713 |
4000 Peggy Ln is owned and occupied by an individual who bought it in August 2019.
Source: Mecklenburg County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4000 PEGGY LN, MINT HILL, NC 28227-8837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Aug 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Feb 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Prior Sale | Feb 13, 2019 · Amount on File |
| Deed Document Number | 2019101605 |
| Deed Book / Page | 33738 / 822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4000 PEGGY LN, MINT HILL, NC 28227-8837 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4000 PEGGY LN, MINT HILL, NC 28227-8837 |
| Document Number | 0000024690 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 40261/446 |
| Instrument | 2026024690 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4000 PEGGY LN, MINT HILL, NC 28227-8837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000221362 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 35490/935 |
| Instrument | 2020221362 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 7, 2019 |
| Property Address | 4000 PEGGY LN, MINT HILL, NC 28227-8837 |
| Document Number | 0000101605 |
| Book / Page | 33738 / 822 |
| Map Reference | MB 12 PG 131 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 2019101605 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9518 BRIEF RD, 9518, CHARLOTTE, NC 28227-8461 |
| Name | Verified Name |
|---|---|
| Address | 4000 PEGGY LN, MINT HILL, NC 28227-8837 |
| Document Number | 0000101606 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 2019101606 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 13, 2019 |
| Property Address | 4000 PEGGY LN, MINT HILL, NC 28227-8837 |
| Document Number | 0000016109 |
| Book / Page | 033282 / 000387 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 16109 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $306.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9518 BRIEF RD CHARLOTTE NC 282278461, CHARLOTTE, NC 28227-8461 |
The 2025 property tax bill for 4000 Peggy Ln was $3,166.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,166.00 | $433,600 Land $112,400 Building $321,200 | $433,600 Land $112,400 Building $321,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4000 Peggy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4000 Peggy Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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