Mecklenburg County property record for 3926 Peggy Ln, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,817 sqft · built 1974 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2020) |
| Tax Bill | $2,585 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-221-27 |
| Primary APN | 195-221-27 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| 1st Floor Area | 1,817 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| View / Lot | Rural |
| Garage Area | 432 sqft |
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3926 PEGGY LN |
|---|---|
| City | MINT HILL |
| State | NC |
| Zip | 28227-8836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L9 BA M17-252 |
| Legal Subdivision | W P THOMAS PROPERTY |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5713 |
3926 Peggy Ln is owned and occupied by two individuals who bought it in June 2020.
Source: Mecklenburg County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3926 PEGGY LN, MINT HILL, NC 28227-8836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Jun 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Feb 19, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on File |
| Deed Sale | Jun 29, 2020 · Amount on File |
| Prior Sale | Feb 19, 2020 · Amount on File |
| Deed Document Number | 202096413 |
| Deed Book / Page | 34742 / 218 |
| Prior Transfer Date | Dec 11, 2019 |
| Prior Transfer Doc | 0000171682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3926 PEGGY LN, MINT HILL, NC 28227-8836 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 3926 PEGGY LN, MINT HILL, NC 28227-8836 |
| Document Number | 0000090077 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 37427/368 |
| Instrument | 2022090077 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 416 Months |
| Due | Feb 7, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 29, 2020 |
| Property Address | 3926 PEGGY LN, MINT HILL, NC 28227-8836 |
| Document Number | 0000096413 |
| Book / Page | 34742 / 218 |
| Map Reference | MB 17 PG 252 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020096413 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8329 VIEWPOINT LN, 8329, CORNELIUS, NC 28031-8231 |
| Name | Verified Name |
|---|---|
| Address | 3926 PEGGY LN, MINT HILL, NC 28227-8836 |
| Document Number | 0000096414 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020096414 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 19, 2020 |
| Property Address | 3926 PEGGY LN, MINT HILL, NC 28227-8836 |
| Document Number | 0000023024 |
| Book / Page | 034293 / 000823 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 23024 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7329 VIEWPOINT LN CORNELIUS NC 28031, CORNELIUS, NC 28031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 16, 2019 |
| Property Address | 3926 PEGGY LN, MINT HILL, NC 28227-8836 |
| Document Number | 0000171682 |
| Book / Page | 034127 / 000973 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 171682 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 3926 PEGGY LN MINT HILL NC 282278836, MINT HILL, NC 28227-8836 |
The 2025 property tax bill for 3926 Peggy Ln was $2,585, up 1.5% from the year before.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,585.00 (+1.53%) | $352,700 Land $77,400 Building $275,300 | $352,700 Land $77,400 Building $275,300 |
| 2024 | $2,546.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3926 Peggy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3926 Peggy Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures