400 Winding Stream Rd, Spring City, PA 19475 Property Records

Chester County property record for 400 Winding Stream Rd, Spring City, PA 19475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,406 sqft · built 1999
Lot Size0.263 acres (11,452 sqft)
OwnerIndividual Name on Record
Last Sale$518,000 (Dec 2024)
Tax Bill$845 (2026)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN21-6-128

Property Details

APN / Parcel Number

Primary APN21-6-128
Alternative APNs
  • 2106 01280000
  • 2106 0128

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,406 sqft Living Area
Gross Area2,866 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area11,452 sqft (0.263 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address400 WINDING STREAM RD
CitySPRING CITY
StatePA
Zip19475-1682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 92 & DWG
Legal SubdivisionATNEY
Legal Lot Number92
JurisdictionCHESTER PA
Township / Civil DivisionEAST VINCENT
Census Block Group5
Census Block5000
Census Tract311000

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 WINDING STREAM RD, SPRING CITY, PA 19475-1682
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Prior SaleDec 19, 2012 · Amount on Record
Deed Document Number202412051450
Deed Book / Page11317 / 973
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Recording DateApr 7, 2026
Property Address400 WINDING STREAM RD, SPRING CITY, PA 19475-1682
Document Number0115581537
Book / Page11558 / 1537
Instrument DateMar 24, 2026
Instrument202612116891
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address400 WINDING STREAM RD, SPRING CITY, PA 19475-1682

Mortgage

Document Number0012116891,
DateApr 7, 2026
Book Page11558/1537
Instrument202612116891
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term347 Months
DueMar 1, 2055
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionEast Vincent Township
Unified School DistrictOwen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$845.00 (-88.14%)$194,170 (-) Land $45,010 Building $149,160$194,170 (-) Land $45,010 Building $149,160
2025$194,170 (+11.95%) Land $45,010 Building $149,160$194,170 (-) Land $45,010 Building $149,160
2024$7,124.00$173,450 Land $45,010 Building $128,440
1998$194,170 Land $45,010 Building $149,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMERICAN ROYERSFORD
private · serves 49,508 people · EPA ID PA1150166
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Nearby Properties on Winding Stream Rd

Nearby Streets

Search Property Records by Address or Parcel Number